Cook County property record for 14538 Hamlin Ave, Midlothian, IL 60445
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 716 sqft · built 1923 |
| Lot Size | 0.149 acres (6,480 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,098 (2024) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-11-117-017 |
| Primary APN | 28-11-117-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 716 sqft Living Area |
| 1st Floor Area | 716 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 6,480 sqft (0.149 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 14538 HAMLIN AVE |
|---|---|
| City | MIDLOTHIAN |
| State | IL |
| Zip | 60445-2816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A T (MCINTOSHS)(MIDLOTHIAN)(MANOR) SUB WH NW OF SEC 1 1 & SW SW SEC 2 SEC 02-36-13 |
| Legal Range | 13E |
| Legal Township | 36N |
| Legal Section | 02 |
| Legal Subdivision | MCINTOSHS MIDLOTHIAN MANOR |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BREMEN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 824701 |
Source: Cook County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14538 HAMLIN AVE, MIDLOTHIAN, IL 60445-2816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 9, 2026 | Warranty Deed, Transfer · FHA Mortgage US BANK |
| Dec 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 25, 2020 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MTG |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 9, 2026 |
| Property Address | 14538 HAMLIN AVE, MIDLOTHIAN, IL 60445-2816 |
| Document Number | 0000023016 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 202628223016 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $36,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14538 HAMLIN AVE, MIDLOTHIAN, IL 60445-2816 |
| Document Number | 0000023017, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 202628223017 |
| Name | US BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate | 7% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000023018, |
|---|---|
| Date | Oct 9, 2026 |
| Instrument | 202628223018 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14538 HAMLIN AVE, MIDLOTHIAN, IL 60445-2816 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033721178 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2133721178 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2051 |
| Rate | 3.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 14538 HAMLIN AVE, MIDLOTHIAN, IL 60445-2816 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025020316 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 2125020316 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Sep 25, 2020 |
| Property Address | 14538 HAMLIN AVE, MIDLOTHIAN, IL 60445-2816 |
| Document Number | 2026907467 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 26907467 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14538 HAMLIN AVE MIDLOTHIAN IL 604452816, MIDLOTHIAN, IL 60445-2816 |
| Document Number | 2026907468 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 26907468 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 24, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bremen Township |
| Municipality | Midlothian Village |
| Secondary School District | Bremen Community High School District 228 (09 - 12) |
| Elementary School District | Midlothian School District 143 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,000 (+5.41%) Land $2,268 Building $8,732 | $110,000 (+5.41%) Land $22,680 Building $87,320 | |
| 2024 | $3,098.00 (+6.53%) | ||
| 2023 | $2,908.00 (-11.75%) | ||
| 2022 | $3,295.00 Homeowner's exemption | $10,435 Land $1,944 Building $8,491 | $104,350 Land $19,440 Building $84,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 58 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 38 (1981–2026) |
| Claims Outside the SFHA | 2 of 38 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDLOTHIAN serves 14,819 people · EPA ID IL0311920 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber · Cable in parts of the area | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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