14537 Melms Rd, Genoa, IL 60135 Property Records

DeKalb County property record for 14537 Melms Rd, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Sep 2025)
Tax Bill	$5,079 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-05-400-009`

Property Details

APN / Parcel Number

Primary APN	`03-05-400-009`
Alternative APN	`0305400004`

Exterior

Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	261 ft deep x 100 ft wide

Location & Zoning

Account Number	0305400009
Street Address	14537 MELMS RD
City	GENOA
State	IL
Zip	60135-8712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PT W1/2 SE1/4 - SEC 5 - T42N R5E
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	2
Census Block	2005
Census Tract	100

Owner

14537 Melms Rd is owned and occupied by an individual who bought it in September 2025.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	14537 MELMS RD, GENOA, IL 60135-8712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Sep 16, 2025	Warranty Deed, Transfer
Feb 20, 2018	Grant Deed, Transfer COMPEER FIN'L FLCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Feb 20, 2018 · Amount on File
Deed Document Number	20257317
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	14537 MELMS RD, GENOA, IL 60135-8712
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001241
Date	Feb 17, 2026
Instrument	2026001241

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	18%
Change Frequency	Monthly

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 16, 2025
Property Address	14537 MELMS RD, GENOA, IL 60135-8712
Document Number	0000007317
Instrument Date	Sep 12, 2025
Instrument	2025007317
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14409 MELMS RD, GENOA, IL 60135-8712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14537 MELMS RD, GENOA, IL 60135-8712

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	Feb 20, 2018
Property Address	14537 MELMS RD, GENOA, IL 60135-8712
Document Number	0000001496
Instrument Date	Feb 16, 2018
Instrument	1496
Transaction Type	Transfer
Record Updated	Mar 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14409 MELMS RD GENOA IL 601358712, GENOA, IL 60135-8712

Mortgage

Document Number	1497
Date	Feb 20, 2018
Instrument	1497

Lender

Name	COMPEER FIN'L FLCA
Address	SUN PRAIRIE, WI 53590

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 19, 2033

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,178 (+15.76%) Land $24,243 Building $49,935	$222,534 (+15.76%) Land $72,729 Building $149,805
2024	$5,079.00	$64,077 (+7.52%) Land $22,307 Building $41,770	$192,231 (+7.52%) Land $66,921 Building $125,310
2023		$59,596 Land $20,747 Building $38,849	$178,788 Land $62,241 Building $116,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14537 Melms Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14537 Melms Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10
Fox Valley Internet Fixed Wireless	40 / 10
E-vergent Fixed Wireless	33 / 6

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Melms Rd

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