14532 Edwards Rd, Montgomery, TX 77316 Property Records

Montgomery County property record for 14532 Edwards Rd, Montgomery, TX 77316

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,692 sqft · built 2009
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$678,832 (Aug 2020)
Tax Bill	$8,713 (2025)
Deeds & Mortgages	May 2019 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8100-00-01000`

Property Details

APN / Parcel Number

Primary APN	`8100-00-01000`
Alternative APN	`R142542`

Interior

Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	3,692 sqft Living Area
Gross Area	4,592 sqft
1st Floor Area	3,692 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	130,680 sqft
View / Lot	Front
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	509 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14532 EDWARDS RD
City	MONTGOMERY
State	TX
Zip	77316-5265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	S810000 - PONDEROSA CITY, LOT 8, ACRES 3
Legal Subdivision	PONDEROSA CITY
Legal Tract	8
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3016
Census Tract	694503

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14532 EDWARDS RD, MONTGOMERY, TX 77316-5265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FIRST FINANCIAL BANK NA
Aug 18, 2020	Vendor's Lien, Transfer · Conventional Mortgage GOLDWATER BANK NA
Apr 16, 2018	Vendor's Lien, Transfer · Commercial Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	202089406
Prior Transfer Date	Jun 3, 2004
Prior Transfer Doc	0000033335
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	14532 EDWARDS RD, MONTGOMERY, TX 77316-5265
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036227
Date	May 1, 2019
Instrument	2019036227

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Aug 18, 2020
Property Address	14532 EDWARDS RD, MONTGOMERY, TX 77316-5265
Document Number	0000089406
Instrument Date	Aug 17, 2020
Instrument	2020089406
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14532 EDWARDS RD, MONTGOMERY, TX 77316-5265

Mortgage

Document Number	0000089407
Date	Aug 18, 2020
Instrument	2020089407

Lender

Name	GOLDWATER BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2025
Change Frequency	Monthly
Min Rate At Change	4.62%
Max Rate At Change	10.6%
Index	1-Year LIBOR
Max Rate	10.6%

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 16, 2018
Property Address	14532 EDWARDS RD, MONTGOMERY, TX 77316-5265
Document Number	0000033452
Instrument Date	Apr 12, 2018
Instrument	2018033452
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24857 HIGHWAY 59, 24857, PORTER, TX 77365-6140

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	10482 LONGSTREET RD, WILLIS, TX 77318-3346

Mortgage

Document Number	0000033453
Date	Apr 16, 2018
Instrument	2018033453

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 12, 2021

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,135,116 (+1%)	$1,162,799 (-) Land $150,000 Building $1,012,799
2025	$8,713.00 (-7.86%) Homeowner's exemption Senior Citizen's exemption	$1,031,924 (+1%) Land $150,000 Building $1,012,799	$1,162,799 (+17.2%) Land $150,000 Building $1,012,799
2024	$9,456.00 (-1.26%) Homeowner's exemption Senior Citizen's exemption	$938,113 (+1%) Land $150,000 Building $842,120	$992,120 (-) Land $150,000 Building $842,120
2023	$9,577.00 Homeowner's exemption	$852,830 Land $150,000 Building $842,120	$992,120 Land $150,000 Building $842,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	65 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Ezee Fiber, Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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