14531 Pepper Tree Cir, Tustin, CA 92780 Property Records

Orange County property record for 14531 Pepper Tree Cir, Tustin, CA 92780

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,227 sqft · built 1975
Lot Size	0.239 acres (10,400 sqft)
Owner	Individual Name on Record
Last Sale	$875,000 (May 2016)
Tax Bill	$11,478 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`432-451-06`

Property Details

APN / Parcel Number

Primary APN	`432-451-06`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,227 sqft Living Area
1st Floor Area	3,227 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	10,400 sqft (0.239 acres)
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	14531 PEPPER TREE CIR
City	TUSTIN
State	CA
Zip	92780-6747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 7813 BLK LOT 109
Legal Subdivision	7813F
Legal Tract	7813
Legal Lot Number	109
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	4
Census Block	4002
Census Tract	52502

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14531 PEPPER TREE CIR, TUSTIN, CA 92780-6747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
	Deed of Trust, Mortgage
Jul 13, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 11, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST CHOICE LN SVCS
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit WESCOM CTRL CU
Nov 23, 2016	Deed of Trust, Mortgage · VA Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2016 · Amount on Record
Deed Sale	May 2, 2016 · Amount on Record
Prior Sale	Jul 29, 2015 · Amount on Record
Deed Document Number	2016193456
Last Transfer Date	Jul 13, 2022
Transfer Doc	0000245874
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14531 PEPPER TREE CIR, TUSTIN, CA 92780-6747
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14531 PEPPER TREE CIR, TUSTIN, CA 92780-6747

Mortgage

Document Number	0000013254
Date	Jan 19, 2023
Instrument	2023000013254

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14531 PEPPER TREE CIR, TUSTIN, CA 92780-6747
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14531 PEPPER TREE CIR, TUSTIN, CA 92780-6747

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 13, 2022
Property Address	14531 PEPPER TREE CIR, TUSTIN, CA 92780-6747
Document Number	0000245874
Map Reference	MB 344 PG 42-47
Instrument Date	Jul 13, 2022
Instrument	2022000245874
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14531 PEPPER TREE CIR, TUSTIN, CA 92780-6747

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14531 PEPPER TREE CIR, TUSTIN, CA 92780-6747
Document Number	0000264017
Instrument Date	Jul 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14522 ALDER LN TUSTIN CA 927806737, TUSTIN, CA 92780-6737

Mortgage

Document Number	0000264017
Date	Jul 23, 2019
Instrument	264017

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14531 PEPPER TREE CIR, TUSTIN, CA 92780-6747
Document Number	0000042462
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14531 PEPPER TREE CIR TUSTIN CA 927806747, TUSTIN, CA 92780-6747

Mortgage

Document Number	0000042462
Date	Jan 31, 2017
Instrument	42462

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Interest

Rate Type	Adjustable Rate

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14531 PEPPER TREE CIR, TUSTIN, CA 92780-6747
Document Number	0000030619
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	14522 ALDER LN TUSTIN CA 927806737, TUSTIN, CA 92780-6737

Mortgage

Document Number	0000030619
Date	Jan 24, 2017
Instrument	30619

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,056,536 (+2%) Land $792,846 Building $263,690
2025	$11,478.00 (+6.87%)	$1,035,820 (+4.04%) Land $777,300 Building $258,520
2023	$10,740.00 (+1.58%)	$995,599 Land $747,117 Building $248,482
2022	$10,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1983–2005)
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Cox Communications, GeoLinks, T-Mobile, Verizon.

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