Berrien County property record for 14531 Gardner Rd, Galien, MI 49113
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,404 sqft · built 1957 |
| Lot Size | 3.59 acres (156,380 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Jan 2022) |
| Tax Bill | $2,854 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-0024-0001-09-0 |
| Primary APN | 22-0024-0001-09-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 156,380 sqft (3.59 acres) |
| Garage Area | 1,393 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 14531 GARDNER RD |
|---|---|
| City | GALIEN |
| State | MI |
| Zip | 49113-9769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 76300 |
| Legal Description | COMBINED ON 09/01/2016 FROM 22-0024-0001-01-4, 22-0024-0001-02-2; BEG AT NW COR OF NW1/4 OF SEC 24 T7S R19W TH E ON N LN SD NW1/4 330? TH S PAR W LN OF SD NW1/4 470? TH W PAR SD N LN 330? TO SD W LN TH N ON SD W LN 470? TO POB |
| Legal Range | 19W |
| Legal Township | 07S |
| Legal Section | 24 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | WEESAW |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11600 |
14531 Gardner Rd is owned and occupied by an individual who bought it in January 2022.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14531 GARDNER RD, GALIEN, MI 49113-9769 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION |
| Apr 24, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Jan 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2022 · Amount on File |
| Deed Sale | Jan 4, 2022 · Amount on File |
| Prior Sale | May 19, 2016 |
| Deed Document Number | 2022339547 |
| Deed Book / Page | 3359 / 546 |
| Prior Transfer Date | Dec 2, 2013 |
| Prior Transfer Doc | 03059/0289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 7, 2026 |
| Property Address | 14531 GARDNER RD, GALIEN, MI 49113-9769 |
| Document Number | 0000457803 |
| Book / Page | 3474 / 1542 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026457803 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 14531 GARDNER RD, GALIEN, MI 49113-9769 |
| Document Number | 0000457803, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 3474/1542 |
| Instrument | 2026457803 |
| Name | UNITED FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 25, 2036 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 14531 GARDNER RD, GALIEN, MI 49113-9769 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 03272/1856 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 3272/1856 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 25, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jan 4, 2022 |
| Property Address | 14531 GARDNER RD, GALIEN, MI 49113-9769 |
| Document Number | 003359/546 |
| Book / Page | 3359 / 546 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2022339547 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14531 GARDNER RD, GALIEN, MI 49113-9769 |
| Document Number | 0003359548 |
|---|---|
| Date | Jan 4, 2022 |
| Instrument | 3359/548 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 14531 Gardner Rd was $2,854 with a homeowner's exemption, up 5.9% from the year before.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Weesaw Township |
| Unified School District | Buchanan Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,900 (+8.5%) | $349,800 (+8.5%) | |
| 2025 | $2,854.00 (+5.86%) Homeowner's exemption | $161,200 | $322,400 |
| 2024 | $2,696.00 | ||
| 2023 | $121,100 | $242,200 | |
| 2022 | $2,580.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14531 Gardner Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | May 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14531 Gardner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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