14531 Dublin Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 14531 Dublin Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,268 sqft · built 1996
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Dec 2021)
Tax Bill	$3,547 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-19-008-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-19-008-009.000-018`
Alternative APN	`1610190008009000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
1st Floor Area	1,063 sqft
2nd Floor Area	1,205 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2000
Architectural Style	Other
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	165 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610190008009000
Street Address	14531 DUBLIN DR
City	CARMEL
State	IN
Zip	46033-7763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .24, SECTION 19, TOWNSHIP 18, RANGE 4, DANBURY ESTATES, SECTION 1, LOT 9
Legal Range	04
Legal Township	18
Legal Section	19
Legal Subdivision	DANBURY ESTATES SECTION ONE
Legal Block	1
Legal Lot Number	9
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1008
Census Tract	110904

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14531 DUBLIN DR, CARMEL, IN 46033-7763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jul 10, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Dec 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Jul 20, 2016
Deed Document Number	2021088532
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14531 DUBLIN DR, CARMEL, IN 46033-7763
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	CENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088533
Date	Dec 10, 2021
Instrument	2021088533

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14531 DUBLIN DR, CARMEL, IN 46033-7763
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031070
Date	Jul 10, 2018
Instrument	2018031070

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14531 DUBLIN DR, CARMEL, IN 46033-7763
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066940
Date	Sep 24, 2020
Instrument	2020066940

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 10, 2021
Property Address	14531 DUBLIN DR, CARMEL, IN 46033-7763
Document Number	0000088532
Instrument Date	Nov 29, 2021
Instrument	2021088532
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14531 DUBLIN DR, CARMEL, IN 46033-7763

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$400,100 (+21.21%) Land $90,400 Building $309,700	$400,100 (+21.21%) Land $90,400 Building $309,700
2024	$3,547.00 (+3.96%)	$330,100 (-) Land $90,400 Building $239,700	$330,100 (-) Land $90,400 Building $239,700
2023	$3,412.00 (+26.42%)	$330,100 (+32.52%) Land $90,400 Building $239,700	$330,100 (+32.52%) Land $90,400 Building $239,700
2022	$2,699.00	$249,100 Land $74,600 Building $174,500	$249,100 Land $74,600 Building $174,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Xfinity.

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