Chesterfield County property record for 14531 Charters Bluff Trl, Midlothian, VA 23114
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,566 sqft · built 2008 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on File |
| Last Sale | $436,450 (Aug 2008) |
| Tax Bill | $6,093 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 724-70-41-59-700-000 |
| Primary APN | 724-70-41-59-700-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,566 sqft Finished Area |
| 1st Floor Area | 220 sqft |
| Basement Area | 1,354 sqft |
| Finished Basement | 1,205 sqft |
| Unfinished Basement | 149 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 8,189 sqft (0.188 acres) |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Patio Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 486427000 |
|---|---|
| Street Address | 14531 CHARTERS BLUFF TRL |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23114-4691 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | BERKLEY VILLAGE SEC A 065 |
| Legal Subdivision | BERKLEY VILLAGE-CHARTER COLONY |
| Legal Lot Number | 65 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 100928 |
14531 Charters Bluff Trl is owned and occupied by an individual who acquired it in November 2020.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14531 CHARTERS BLUFF TRL, MIDLOTHIAN, VA 23114-4691 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 11, 2008 · Amount on File |
| Deed Sale | Aug 11, 2008 · Amount on File |
| Prior Sale | Apr 2, 2008 · Amount on File |
| Deed Book / Page | 8427 / 66 |
| Last Transfer Date | Nov 13, 2020 |
| Transfer Doc | 014805-338 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 14531 Charters Bluff Trl was $6,093, up 3.6% from the year before.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,093.00 (+3.64%) | $681,800 (+3.65%) Land $106,000 Building $575,800 | $681,800 (+3.65%) Land $106,000 Building $575,800 |
| 2025 | $5,879.00 | $657,800 Land $96,000 Building $561,800 | $657,800 Land $96,000 Building $561,800 |
| 2023 | $5,466.00 | $598,000 Land $96,000 Building $502,000 | $598,000 Land $96,000 Building $502,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14531 Charters Bluff Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14531 Charters Bluff Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.4% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures