1453 Edwards Dr, Point Roberts, WA 98281 Property Records

Whatcom County property record for 1453 Edwards Dr, Point Roberts, WA 98281

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,276 sqft · built 1978
Lot Size	0.158 acres (6,896 sqft)
Owner	2 Individual Names on File
Last Sale	$1,050,000 (Dec 2025)
Tax Bill	$7,829 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`405310-072273-0000`

Property Details

APN / Parcel Number

Primary APN	`405310-072273-0000`
Alternative APNs	`154726` `582865`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,276 sqft Living Area
1st Floor Area	1,162 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2012
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,896 sqft (0.158 acres)
Lot Width	45 ft Width

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	885 sqft
Patio Area	1,095 sqft
Balcony Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	154726
Street Address	1453 EDWARDS DR
City	POINT ROBERTS
State	WA
Zip	98281-8607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	JOHNSONS MARINE VIEW-THAT PTN OF LOTS 6-7 DAF-BEG AT NE COR OF LOT 6-TH WLY 11.19 FT-TH S PAR TO ELY LI OF LOT 6-TH ELY 15 FT TO SE COR OF LOT 6-TH N ON ELY LOT LI OF LOT 6 150.20 FT-BEG AT NW COR OF LOT 7-TH S 150.20 FT ON ELY LOT LI OF LOT 6 TO SW
Legal Range	53
Legal Township	40
Legal Section	10
Legal Subdivision	JOHNSONS MARINE VIEW
Legal Block	3
Legal Lot Number	6-7,6
Jurisdiction	WHATCOM WA
Township / Civil Division	POINT ROBERTS
Census Block Group	3
Census Block	3003
Census Tract	11000

Owner

1453 Edwards Dr is owned by two individuals who bought it in December 2025.

Source: Whatcom County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	312 SW CASCADE MEADOW DR, SUBLIMITY, OR 97385-9807
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Dec 8, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 28, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on File
Deed Sale	Dec 8, 2025 · Amount on File
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	2025777
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1453 EDWARDS DR, POINT ROBERTS, WA 98281-8607
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001103618
Date	Nov 24, 2021
Instrument	2021-1103618

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Dec 8, 2025
Property Address	1453 EDWARDS DR, POINT ROBERTS, WA 98281-8607
Document Number	0001200777
Map Reference	MB 8 PG 88
Instrument Date	Dec 5, 2025
Instrument	2025-1200777
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 SW CASCADE MEADOW DR, SUBLIMITY, OR 97385-9807

Mortgage

Document Number	0001200778
Date	Dec 8, 2025
Instrument	2025-1200778

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 28, 2021
Property Address	1453 EDWARDS DR, POINT ROBERTS, WA 98281-8607
Document Number	20210704874
Instrument Date	Jul 23, 2021
Instrument	2021-0704874
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,042.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 EDWARDS DRIVE, CAMANO ISLAND, WA 98282

Mortgage

Document Number	20210704875
Date	Jul 28, 2021
Instrument	2021-0704875

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1453 Edwards Dr was $7,829, up 10.2% from the year before.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,829.00 (+10.16%)	$1,002,229 (+8%) Land $714,694 Building $287,535	$1,002,229 (+8%) Land $714,694 Building $287,535
2024	$7,107.00	$927,988 Land $643,313 Building $284,675	$927,988 Land $643,313 Building $284,675
2022		$847,477 Land $587,500 Building $259,977	$847,477 Land $587,500 Building $259,977
2021	$8,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1453 Edwards Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2006–2016)
Most Recent Claim	Mar 2016 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1453 Edwards Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whidbey Telephone Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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