1453 Carmel Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 1453 Carmel Rd, Lancaster, SC 29720 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,346 sqft · built 1994
Lot Size	0.447 acres (19,483 sqft)
Owner	2 Individual Names on File
Tax Bill	$726 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0082O-0A-034.00`

Property Details

APN / Parcel Number

Primary APN	`0082O-0A-034.00`
Alternative APN	`15491`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	1,852 sqft
Flooring	Carpet

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,483 sqft (0.447 acres)
Lot Dimensions	19.4 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	266 sqft
Carport	Carport
Carport Area	266 sqft
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	15491
Street Address	1453 CARMEL RD
City	LANCASTER
State	SC
Zip	29720-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100 X 194
Legal Subdivision	CLOIST
Legal Block	14
Legal Lot Number	14
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2031
Census Tract	10500

Owner

Source: Lancaster County records · APN 0082O-0A-034.00

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1453 CARMEL RD, LANCASTER, SC 29720-2953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1453 CARMEL RD, LANCASTER, SC 29720-2953
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011414
Date	Jul 12, 2022
Book Page	4784/297
Instrument	2022011414

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 05, 2052

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Aug 05, 2029
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	Other
Max Rate	13.5%

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00 (+9.5%)	$4,968 (+15%) Land $259 Building $4,709	$172,600 (+59.81%) Land $9,000 Building $163,600
2024	$663.00 (+0.45%)
2023	$660.00	$4,320 Land $360 Building $3,960	$108,000 Land $9,000 Building $99,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (45057C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.