1453 Bethpage Cir, Elgin, IL 60124 Property Records

Kane County property record for 1453 Bethpage Cir, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Owner	2 Company Names on Record
Last Sale	$304,000 (Dec 2024)
Tax Bill	$13,600 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-36-177-002`

Property Details

APN / Parcel Number

Primary APN	`05-36-177-002`

Location & Zoning

Street Address	1453 BETHPAGE CIR
City	ELGIN
State	IL
Zip	60124-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOWES CREEK COUNTRY CLUB PHASE 4B - LOT 474
Legal Subdivision	BOWES CREEK COUNTRY CLUB
Legal Phase	4B
Legal Block	1
Legal Lot Number	474
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1088
Census Tract	850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1453 BETHPAGE CIR, ELGIN, IL 60124-4800
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 18, 2021	Intrafamily Transfer, Transfer
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage TBI MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	202447985
Prior Transfer Date	Oct 15, 2020
Prior Transfer Doc	0000012959
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1453 BETHPAGE CIR, ELGIN, IL 60124-4800
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048852
Date	Jun 25, 2021
Instrument	2021K048852

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 18, 2021
Property Address	1453 BETHPAGE CIR, ELGIN, IL 60124-4800
Document Number	0000012959
Map Reference	DOC 2018K044391
Instrument Date	Oct 15, 2020
Instrument	2021K012959
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 BETHPAGE CIR, ELGIN, IL 60124-4800

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 21, 2020
Property Address	1453 BETHPAGE CIR, ELGIN, IL 60124-4800
Document Number	0000054502
Map Reference	DOC 2018K044391
Instrument Date	Jun 17, 2020
Instrument	2020K054502
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	1453 BETHAGE CIRCLE, ELGIN, IL 60124-4800

Mortgage

Document Number	0000054503
Date	Sep 21, 2020
Instrument	2020K054503

Lender

Name	TBI MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,600.00 (+6.71%)	$192,838 (+7.79%) Land $39,721 Building $153,117	$578,745 (+7.79%) Land $119,211 Building $459,535
2024		$178,901 (+15.16%) Land $36,850 Building $142,051	$536,918 (+15.21%) Land $110,594 Building $426,324
2022	$12,745.00 (+0.64%) Homeowner's exemption	$155,344 (+4.11%) Land $35,592 Building $119,752	$466,032 (+4.11%) Land $106,776 Building $359,256
2021	$12,664.00 Homeowner's exemption	$149,207 Land $34,385 Building $114,822	$447,621 Land $103,155 Building $344,466

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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