1453 Bembury Dr, Naples, FL 34102 Property Records

Collier County property record for 1453 Bembury Dr, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	2,430 sqft · built 2025
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Mar 2021)
Tax Bill	$9,000 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Apr 2023 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`645700 164A34`

Property Details

APN / Parcel Number

Primary APN	`645700 164A34`
Alternative APN	`74960640002`

Interior

Stories	1 Story
Building Area	2,430 sqft Living Area
1st Floor Area	2,104 sqft

Exterior

Year Built	Built 2025
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)
Deck Area	Deck Area

Location & Zoning

Street Address	1453 BEMBURY DR
City	NAPLES
State	FL
Zip	34102-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	STORTER LOT 16 OR 184 PG 326
Legal Range	25
Legal Township	49
Legal Section	34
Legal Subdivision	STORTER
Legal Tract	645700
Legal Block	2
Legal Lot Number	16
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2030
Census Tract	10210

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1453 BEMBURY DR, NAPLES, FL 34102-3423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 4, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST HORIZON BANK
Mar 21, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2021 · Amount on Record
Deed Sale	Mar 21, 2021 · Amount on Record
Deed Document Number	20216022251
Deed Book / Page	5911 / 3923
Prior Transfer Date	Jan 25, 2006
Prior Transfer Doc	0039730318
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1453 BEMBURY DR, NAPLES, FL 34102-3423
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 BEMBURY DR, NAPLES, FL 34102-3423

Mortgage

Document Number	0065103624
Date	Sep 25, 2025
Book Page	6510/3624
Instrument	6734039

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1453 BEMBURY DR, NAPLES, FL 34102-3423
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 1ST AVE N, NAPLES, FL 34102-6003

Mortgage

Document Number	0062320499
Date	Apr 4, 2023
Book Page	6232/499
Instrument	6384289

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	Other
Max Rate	11.1%

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 21, 2021
Property Address	1453 BEMBURY DR, NAPLES, FL 34102-3423
Document Number	0059113923
Book / Page	5911 / 3923
Map Reference	MB 5 PG 106
Instrument Date	Mar 15, 2021
Instrument	6022251
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1926 MIRIAM ST, 1926, LEHIGH ACRES, FL 33972-1104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 BRIARBROOK CV, COLLIERVILLE, TN 38017-2202

Mortgage

Document Number	0059113925
Date	Mar 21, 2021
Instrument	5911/3925

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,830,547 (+257.21%) Land $883,765 Building $946,782	$1,830,547 (+88.71%) Land $883,765 Building $946,782
2025	$9,000.00 (+17.11%)	$512,456 (+26.71%)	$970,026 (+139.84%) Land $946,892 Building $23,134
2024	$7,685.00 (+38.07%)
2023	$5,566.00 (-24.7%)	$404,446 (-23.35%) Land $371,813 Building $32,633	$404,446 (-23.35%) Land $371,813 Building $32,633
2022	$7,392.00	$527,654 Land $390,613 Building $137,041	$527,654 Land $390,613 Building $137,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 202 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	502 units insured incl. 300 condo units
Nearby Flood Claims	65 (1995–2024)
Claims Outside the SFHA	12 of 65
Most Recent Claim	Nov 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Ian, Sep 2022 · 14 claims Hurricane Irma, Sep 2017 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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