1453 9th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1453 9th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1972
Lot Size0.144 acres (6,250 sqft)
OwnerCompany Name on Record
Last Sale$425,000 (Jun 2015)
Tax Bill$9,085 (2025)
Deeds & MortgagesFeb 2026 Mortgage
May 2023 Line of Credit
+ 5 more
Flood ZoneZone X (minimal risk)
APN038-291-020

Property Details

APN / Parcel Number

Primary APN038-291-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1453 9TH ST
CityLOS OSOS
StateCA
Zip93402-1701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 73 LTS 13 & 14
Legal SubdivisionEL MORO
Legal Block73
Legal Lot Number13,14
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1024
Census Tract10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1453 9TH ST, LOS OSOS, CA 93402-1701
Owner TypeCompany
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
May 10, 2023Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Jul 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
MOUNTAIN WEST FINANCIAL INC
Jan 2, 2018Deed of Trust, Mortgage · FHA Mortgage
MOUNTAIN WEST FINANCIAL INC
Aug 24, 2018Deed of Trust, Mortgage · FHA Mortgage
MOUNTAIN WEST FINANCIAL INC
Apr 19, 2019Deed of Trust, Mortgage · FHA Mortgage
MOUNTAIN WEST FINANCIAL INC
Mar 24, 2020Deed of Trust, Mortgage · FHA Mortgage
MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2015 · Amount on Record
Deed SaleJun 12, 2015 · Amount on Record
Prior SaleJul 29, 1998 · Amount on Record
Deed Document Number201528881
Last Transfer DateFeb 25, 2016
Transfer Doc0000009114
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1453 9TH ST, LOS OSOS, CA 93402-1701
Transaction TypeMortgage
Record UpdatedMar 3, 2026
Title CompanyFIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address1453 9TH ST, LOS OSOS, CA 93402-1701

Mortgage

Document Number0000004121
DateFeb 11, 2026
Instrument2026004121
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2041

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1453 9TH ST, LOS OSOS, CA 93402-1701
Transaction TypeMortgage
Record UpdatedMay 19, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address1453 9TH ST, LOS OSOS, CA 93402-1701

Mortgage

Document Number0000012847
DateMay 10, 2023
Instrument2023012847
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1453 9TH ST, LOS OSOS, CA 93402-1701
Transaction TypeMortgage
Record UpdatedJul 23, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

NameVerified Name
Address1453 9TH ST, LOS OSOS, CA 93402-1701

Mortgage

Document Number0000049202
DateJul 14, 2021
Instrument2021049202
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1453 9TH ST, LOS OSOS, CA 93402-1701
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000002
DateJan 2, 2018
Instrument2018000002
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1453 9TH ST, LOS OSOS, CA 93402-1701
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035149
DateAug 24, 2018
Instrument2018035149
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1453 9TH ST, LOS OSOS, CA 93402-1701
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014053
DateApr 19, 2019
Instrument2019014053
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1453 9TH ST, LOS OSOS, CA 93402-1701
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014250
DateMar 24, 2020
Instrument2020014250
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
AddressREDLANDS, CA 92374
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$520,990 (+2%) Land $288,077 Building $232,913
2025$9,085.00 (+6.77%)$510,776 (+4.04%) Land $282,429 Building $228,347
2023$8,509.00 (+5.56%)$490,944 Land $271,463 Building $219,481
2022$8,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1992–1995)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 1995 · Severe Winter Storms, Flooding Landslides, Mud Flow
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.

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