14527 N Tram Rd, Splendora, TX 77372 Property Records

Montgomery County property record for 14527 N Tram Rd, Splendora, TX 77372

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,232 sqft · built 1984
Lot Size	0.272 acres (11,834 sqft)
Owner	Individual Name on Record
Last Sale	$260,200 (Sep 2021)
Tax Bill	$1,607 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5850-05-70010`

Property Details

APN / Parcel Number

Primary APN	`5850-05-70010`
Alternative APN	`R100671`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft
Flooring	Carpet

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	11,834 sqft (0.272 acres)
View / Lot	Primary

Exterior Amenities

Porch	Open Porch
Porch Area	21 sqft
Deck Area	348 sqft
Patio Area	348 sqft
Storage Building	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14527 N TRAM RD
City	SPLENDORA
State	TX
Zip	77372-4458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Description	HOLIDAY OAKS 05, BLOCK 7, LOT 1, ACRES 0.270
Legal Subdivision	HOLIDAY OAKS 05
Legal Block	7
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	692803

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14527 N TRAM RD, SPLENDORA, TX 77372-4458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 25, 2019	Deed of Trust, Mortgage AGORA LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Oct 20, 1998
Deed Document Number	2021122912
Prior Transfer Date	Sep 23, 1998
Prior Transfer Doc	0000083119
Record Updated	Oct 29, 2026

September 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 3, 2021
Property Address	14527 N TRAM RD, SPLENDORA, TX 77372-4458
Document Number	0000122912
Map Reference	VOL 694 PG 230
Instrument Date	Aug 31, 2021
Instrument	2021122912
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14527 N TRAM RD, SPLENDORA, TX 77372-4458

Mortgage

Document Number	0000122913
Date	Sep 3, 2021
Instrument	2021122913

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000122914
Date	Sep 3, 2021
Instrument	2021122914

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 31, 2024

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	14527 N TRAM RD, SPLENDORA, TX 77372-4458
Document Number	0000024466
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14527 N TRAM RD SPLENDORA TX 773724458, SPLENDORA, TX 77372-4458

Mortgage

Document Number	0000024466
Date	Mar 28, 2019
Instrument	24466

Lender

Name	AGORA LNDG
Address	SAN FRANCISCO, CA 94108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Splendora Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,436 (-6.57%) Land $23,668 Building $151,768	$175,436 (-6.57%) Land $23,668 Building $151,768
2025	$1,607.00 (-32.87%) Homeowner's exemption	$187,766 (-7.68%) Land $23,668 Building $164,098	$187,766 (-7.68%) Land $23,668 Building $164,098
2024	$2,394.00 (+2.92%) Homeowner's exemption	$203,391 (-0.22%) Land $23,668 Building $179,723	$203,391 (-1.89%) Land $23,668 Building $179,723
2023	$2,326.00 Homeowner's exemption	$203,830 Land $23,670 Building $183,630	$207,300 Land $23,670 Building $183,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPLENDORA serves 9,612 people · EPA ID TX1700087
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Ezee Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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