Montgomery County property record for 14527 Jaystone Dr, Silver Spring, MD 20905
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,046 sqft · built 1985 |
| Lot Size | 0.525 acres (22,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $821,500 (Jun 2022) |
| Tax Bill | $7,392 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02259045 |
| Primary APN | 05-02259045 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,046 sqft Living Area |
| Gross Area | 3,446 sqft |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 506 sqft |
| Finished Basement | 506 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 22,880 sqft (0.525 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 150 sqft |
| Deck Area | 481 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02259045 |
|---|---|
| Street Address | 14527 JAYSTONE DR |
| City | SILVER SPRING |
| State | MD |
| Zip | 20905-7404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | NAPLES MANOR |
| Legal Subdivision | NAPLES MANOR |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 701407 |
Source: Montgomery County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14527 JAYSTONE DR, SILVER SPRING, MD 20905-7404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · VA Mortgage TOWNEBANK MORTGAGE |
| Jun 14, 2022 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2022 · Amount on Record |
| Deed Sale | Jun 14, 2022 · Amount on Record |
| Prior Sale | Aug 7, 2014 · Amount on Record |
| Deed Book / Page | 65895 / 465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 28, 2026 |
| Property Address | 14527 JAYSTONE DR, SILVER SPRING, MD 20905-7404 |
| Document Number | 7097000012 |
| Book / Page | 70970 / 12 |
| Instrument Date | Sep 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2026 |
| Title Company | E ASSURANCE TITLE, ASSURANCE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Document Number | 7097000012, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 70970/12 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 14, 2022 |
| Property Address | 14527 JAYSTONE DR, SILVER SPRING, MD 20905-7404 |
| Document Number | 0658950465 |
| Book / Page | 65895 / 465 |
| Map Reference | MB 120 PL 14107 |
| Instrument Date | Jun 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,268.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 14527 JAYSTONE DR, SILVER SPRING, MD 20905-7404 |
| Document Number | 0065895475 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | 65895/475 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 14527 JAYSTONE DR, SILVER SPRING, MD 20905-7404 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0619620028 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 61962/28 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $720,600 (+9.64%) Land $311,200 Building $409,400 | $720,600 (-) Land $311,200 Building $409,400 | |
| 2025 | $7,392.00 (+32.07%) | $657,233 (+23.89%) | $720,600 (+35.83%) Land $311,200 Building $409,400 |
| 2023 | $530,500 Land $311,200 Building $219,300 | $530,500 Land $311,200 Building $219,300 | |
| 2022 | $5,597.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1987–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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