14527 Davis Trace Dr, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 14527 Davis Trace Dr, Mint Hill, NC 28227

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,568 sqft · built 2004
Lot Size0.93 acres (40,511 sqft)
Owner2 Individual Names on Record
Last Sale$426,000 (Jun 2017)
Tax Bill$5,033 (2025)
Deeds & MortgagesApr 2024 Mortgage
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN195-102-03

Property Details

APN / Parcel Number

Primary APN195-102-03

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,568 sqft Living Area
Gross Area4,178 sqft
1st Floor Area1,992 sqft
Upper Floors Area1,576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof MaterialOther
Lot Area40,511 sqft (0.93 acres)
Garage TypeAttached
Garage Area610 sqft
PorchSlab
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address14527 DAVIS TRACE DR
CityMINT HILL
StateNC
Zip28227-7524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionL3 M35-225
Legal SubdivisionDAVIS TRACE
Legal Block2
Legal Lot Number3
JurisdictionMECKLENBURG NC
Township / Civil Division13, MORNING STAR
Census Block Group2
Census Block2029
Census Tract5713

Owner

Source: Mecklenburg County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address14527 DAVIS TRACE DR, MINT HILL, NC 28227-7524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2024Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Mar 3, 2018Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
Jun 16, 2017Warranty Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2017 · Amount on Record
Deed SaleJun 16, 2017 · Amount on Record
Prior SaleJun 30, 2005 · Amount on Record
Deed Document Number201779958
Deed Book / Page31888 / 38
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address14527 DAVIS TRACE DR, MINT HILL, NC 28227-7524
Transaction TypeMortgage
Record UpdatedApr 17, 2024
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address14527 DAVIS TRACE DR, MINT HILL, NC 28227-7524

Mortgage

Document Number0000028775
DateApr 1, 2024
Book Page38726/713
Instrument2024028775
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2054

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address14527 DAVIS TRACE DR, MINT HILL, NC 28227-7524
Document Number0000026451
Instrument DateMar 3, 2018
Transaction TypeMortgage
Record UpdatedMar 23, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address14527 DAVIS TRACE DR MINT HILL NC 282277524, MINT HILL, NC 28227-7524

Mortgage

Document Number0000026451
DateMar 7, 2018
Book Page032511/000001
Instrument26451
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 6, 2048

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 16, 2017
Property Address14527 DAVIS TRACE DR, MINT HILL, NC 28227-7524
Document Number0000079958
Book / Page31888 / 038
Map ReferenceMB35 PG225
Instrument DateJun 14, 2017
Instrument2017079958
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$852.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address334 E LAKE RD # 179, 334, PALM HARBOR, FL 34685-2427

Transferred To (Grantee/Buyer)

NameVerified Name
Address14527 DAVIS TRACE DR, MINT HILL, NC 28227-7524

Mortgage

Document Number0000079959
DateJun 16, 2017
Instrument2017079959
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityMint Hill Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,033.00$693,700 Land $150,000 Building $543,700$693,700 Land $150,000 Building $543,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2014)
Claims Outside the SFHA1 of 6
Most Recent ClaimJul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL
100 / 20

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