14526 S Goss Rd, Cheney, WA 99004 Property Records

Spokane County property record for 14526 S Goss Rd, Cheney, WA 99004

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,080 sqft · built 2021
Lot Size	16.2 acres (709,157 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2023)
Tax Bill	$3,480 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23032.9031`

Property Details

APN / Parcel Number

Primary APN	`23032.9031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	709,157 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14526 S GOSS RD
City	CHENEY
State	WA
Zip	99004
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RCV
Legal Description	03-23-42 N1/2 OF PTN OF GOV LT 3 LYG W OF GOSS RD EXC RD
Legal Range	42
Legal Township	23
Legal Section	03
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE SOUTH
Census Block Group	1
Census Block	1031
Census Tract	13501

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14726 S GOSS RD, CHENEY, WA 99004-8508
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHENEY FEDERAL CREDIT UNION
Aug 9, 2023	Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Deed Document Number	20237301117
Prior Transfer Date	Jul 7, 1997
Prior Transfer Doc	0004165547
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Sep 16, 2026
Property Address	14526 S GOSS RD, CHENEY, WA 99004
Document Number	0007515860
Instrument Date	Sep 11, 2026
Instrument	20267515860
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14526 S GOSS RD, CHENEY, WA 99004

Mortgage

Document Number	0007515860,
Date	Sep 16, 2026
Instrument	20267515860

Lender

Name	CHENEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 9, 2023
Property Address	14526 S GOSS RD, CHENEY, WA 99004-8551
Document Number	0007301117
Instrument Date	Aug 7, 2023
Instrument	7301117
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14726 S GOSS RD, CHENEY, WA 99004-8508

Mortgage

Document Number	0007301118
Date	Aug 9, 2023
Instrument	7301118

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2053

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,480.00 (+31.12%)	$345,620 (+57.27%) Land $235,820 Building $109,800	$345,620 (+57.27%) Land $235,820 Building $109,800
2025	$2,654.00 (+120.8%)
2024		$219,760 (+46.31%) Land $181,960 Building $37,800	$219,760 (+46.31%) Land $181,960 Building $37,800
2023	$1,202.00 (+79.14%) Disabled Person's exemption Senior Citizen's exemption	$150,200 (-) Land $119,900 Building $30,300	$150,200 (-) Land $119,900 Building $30,300
2022	$671.00 Disabled Person's exemption Senior Citizen's exemption	$150,200 Land $119,900 Building $30,300	$150,200 Land $119,900 Building $30,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 49% of Washington
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	50 / 10

May also be available: AT&T, Wired or Wireless.

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