14524 Ibson Ave, Nerstrand, MN 55053 Property Records

Rice County property record for 14524 Ibson Ave, Nerstrand, MN 55053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,901 sqft · built 1989
Lot Size	18.8 acres (818,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Apr 2018)
Tax Bill	$10,164 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08.32.4.00.001`

Property Details

APN / Parcel Number

Primary APN	`08.32.4.00.001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,901 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	647 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	818,928 sqft (18.8 acres)
Garage Type	Attached
Garage Area	850 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	426 sqft
Patio Area	186 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	14524 IBSON AVE
City	NERSTRAND
State	MN
Zip	55053-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N56R E40R NE4 SE4 & E2 SE4 NE4 LYING S & W CSAH #30
Legal Range	019
Legal Township	111
Legal Section	32
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	3
Census Block	3051
Census Tract	70200

Owner

Source: Rice County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14524 IBSON AVE, NERSTRAND, MN 55053-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK MINNESOTA
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK MINNESOTA
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE BK
May 1, 2018	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Jan 9, 2004 · Amount on Record
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	14524 IBSON AVE, NERSTRAND, MN 55053-2015
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A743658
Date	Sep 13, 2021
Instrument	A743658

Lender

Name	HERITAGE BANK MINNESOTA
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Aug 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	14524 IBSON AVE, NERSTRAND, MN 55053-2015
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A739329
Date	May 10, 2021
Instrument	A739329

Lender

Name	HERITAGE BANK MINNESOTA
Type	Bank
Address	SAINT PAUL, MN 55108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	14524 IBSON AVE, NERSTRAND, MN 55053-2015
Document Number	0000730476
Instrument Date	Sep 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14524 IBSON AVE NERSTRAND MN 550532015, NERSTRAND, MN 55053-2015

Mortgage

Document Number	0000730476
Date	Sep 18, 2020
Instrument	730476

Lender

Name	HERITAGE BK
Type	Bank
Address	NORTHFIELD, MN 55057

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2030

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	May 1, 2018
Property Address	14524 IBSON AVE, NERSTRAND, MN 55053-2015
Document Number	0000706693
Instrument Date	Apr 27, 2018
Instrument	706693
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,402.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14524 IBSON AVE NERSTRAND MN 550532015, NERSTRAND, MN 55053-2015

Mortgage

Document Number	706694
Date	May 1, 2018
Instrument	706694

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
County Subdivision	Northfield Township
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,164.00 (+27.05%)	$879,900 (+2.18%) Land $199,100 Building $680,800	$879,900 (+2.18%) Land $199,100 Building $680,800
2025		$861,100 (+11.99%) Land $234,200 Building $626,900	$861,100 (+11.99%) Land $234,200 Building $626,900
2024	$8,000.00 (+194.33%)	$768,900 (-) Land $200,800 Building $568,100	$768,900 (-) Land $200,800 Building $568,100
2023	$2,718.00	$768,900 Land $200,800 Building $568,100	$768,900 Land $200,800 Building $568,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1993–2012)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
CenturyLink DSL	40 / 3
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

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