14522 Emory Ave, Clearlake, CA 95422 Property Records

Lake County property record for 14522 Emory Ave, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,650 sqft · built 1941
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$243,000 (Aug 2023)
Tax Bill	$2,933 (2026)
Deeds & Mortgages	Sep 2025 Transfer Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-181-440-000`

Property Details

APN / Parcel Number

Primary APN	`040-181-440-000`
Alternative APN	`040-181-44`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1955
Construction Type	Concrete
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Old Parcel Number	040-181-44
Street Address	14522 EMORY AVE
City	CLEARLAKE
State	CA
Zip	95422-7988
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLUB HOUSE ADD/CLEAR LAKE HLND
Legal Block	2
Legal Lot Number	36,37
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2013
Census Tract	802

Owner

14522 Emory Ave is owned and occupied by two individuals who acquired it in September 2025.

Source: Lake County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14522 EMORY AVE, CLEARLAKE, CA 95422-7988
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Aug 11, 2023	Grant Deed, Transfer · Conventional Mortgage M & T BANK
Apr 11, 2023	Intrafamily Transfer, Transfer
Sep 1, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Sep 1, 2017 · Amount on File
Deed Document Number	20238814
Last Transfer Date	Sep 29, 2025
Transfer Doc	0000010076
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Sep 29, 2025
Property Address	14522 EMORY AVE, CLEARLAKE, CA 95422-7988
Document Number	0000010076
Map Reference	MB 4 PG 4
Instrument Date	Sep 29, 2025
Instrument	2025010076
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14522 EMORY AVE, CLEARLAKE, CA 95422-7988

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Aug 11, 2023
Property Address	14522 EMORY AVE, CLEARLAKE, CA 95422-7988
Document Number	0000008814
Map Reference	MB 4 PG 4
Instrument Date	Aug 4, 2023
Instrument	2023008814
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14522 EMORY AVE, CLEARLAKE, CA 95422-7988

Mortgage

Document Number	0000008815
Date	Aug 11, 2023
Instrument	2023008815

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Apr 11, 2023
Property Address	14522 EMORY AVE, CLEARLAKE, CA 95422-7988
Document Number	0000003995
Map Reference	MB 4 PG 4
Instrument Date	Mar 27, 2023
Instrument	2023003995
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 FETTERS MILL RD, HUNTINGDON VALLEY, PA 19006-5117

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Sep 1, 2017
Property Address	14522 EMORY AVE, CLEARLAKE, CA 95422-7988
Document Number	0000011760
Map Reference	MAP4 PG4
Instrument Date	Aug 28, 2017
Instrument	2017011760
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14522 EMORY AVE, CLEARLAKE, CA 95422-7988

Mortgage

Document Number	0000011761
Date	Sep 1, 2017
Instrument	2017011761

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 14522 Emory Ave was $2,933, up 2.5% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,933.00 (+2.48%)	$252,817 (+2%) Land $26,010 Building $226,807
2025	$2,862.00	$247,860 Land $25,500 Building $222,360
2023	$1,655.00 (+5.28%)	$131,234 Land $22,965 Building $108,269
2022	$1,572.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14522 Emory Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	45 (1986–2017)
Claims Outside the SFHA	10 of 45
Most Recent Claim	Feb 2017 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 23 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims Severe Storms & Flooding, Feb 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14522 Emory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDS MUTUAL WATER COMPANY private · serves 7,772 people · EPA ID CA1710003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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