Lake County property record for 14521 Peppermill Trl, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,755 sqft · built 1999 |
| Lot Size | 0.276 acres (12,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,900 (Jun 2001) |
| Tax Bill | $2,706 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-22-26-0540-000-91400 |
| Primary APN | 22-22-26-0540-000-91400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,755 sqft Living Area |
| Gross Area | 2,175 sqft |
| 1st Floor Area | 1,755 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,005 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 534 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3782397 |
|---|---|
| Street Address | 14521 PEPPERMILL TRL |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GREATER HILLS PHASE 9 SUB LOT 914 PB 40 PGS 25-26 ORB 1967 PG 1750 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 22 |
| Legal Subdivision | GREATER HILLS PHASE 9 SUB |
| Legal Tract | 0540 |
| Legal Lot Number | 914 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 31321 |
14521 Peppermill Trl is owned and occupied by two individuals who bought it in June 2001.
Source: Lake County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14521 PEPPERMILL TRL, CLERMONT, FL 34711-8182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2001 · Amount on File |
| Deed Sale | Jun 29, 2001 · Amount on File |
| Prior Sale | Aug 5, 1999 · Amount on File |
| Deed Book / Page | 1967 / 1750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 14521 PEPPERMILL TRL, CLERMONT, FL 34711-8182 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 14521 PEPPERMILL TRL, CLERMONT, FL 34711-8182 |
| Document Number | 0059790902 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 5979/902 |
| Instrument | 2022086229 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 837 Months |
| Due | Mar 21, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.09% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 9.09% |
The 2025 property tax bill for 14521 Peppermill Trl was $2,706 with exemptions applied, up 3.5% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,140 (+2.7%) | $353,466 (-0.05%) Land $100,000 Building $253,466 | |
| 2025 | $2,706.00 (+3.48%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $156,910 Land $100,000 Building $56,910 | $353,641 Land $100,000 Building $253,641 |
| 2024 | $2,615.00 (+12.33%) | ||
| 2023 | $2,328.00 (+15.76%) Homeowner's exemption Senior Citizen's exemption | $148,050 (+3%) | $301,123 (+10.93%) Land $70,000 Building $231,123 |
| 2022 | $2,011.00 Homeowner's exemption Senior Citizen's exemption | $143,740 | $271,448 Land $40,500 Building $230,948 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14521 Peppermill Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14521 Peppermill Trl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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