14520 Settlers Trl, Leo, IN 46765 Property Records

Allen County property record for 14520 Settlers Trl, Leo, IN 46765

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,236 sqft · built 2012
Lot Size	0.258 acres (11,220 sqft)
Owner	Company Name on Record
Last Sale	$205,000 (May 2012)
Tax Bill	$8,416 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-21-227-023.000-082`

Property Details

APN / Parcel Number

Primary APN	`02-03-21-227-023.000-082`
Alternative APN	`4351370161`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,236 sqft Living Area
Gross Area	4,044 sqft
1st Floor Area	2,236 sqft
Basement Area	1,167 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,220 sqft (0.258 acres)
Lot Dimensions	1,320 ft deep x 850 ft wide
Garage Type	Attached
Garage Area	641 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14520 SETTLERS TRL
City	LEO
State	IN
Zip	46765-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIONEER VILLAGE SEC 5 LOT 161
Legal Subdivision	PIONEER VILLAGE
Legal Lot Number	161
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2000
Census Tract	10201

Owner

Source: Allen County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5141 ZINNIA DR, PLAINFIELD, IN 46168-5823
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2018	Deed of Trust, Mortgage · Commercial Mortgage LAKE CITY BANK
Mar 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NA
Mar 14, 2024	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2012 · Amount on Record
Deed Sale	May 30, 2012 · Amount on Record
Prior Sale	Feb 8, 2011
Deed Document Number	201229162
Last Transfer Date	Mar 8, 2024
Transfer Doc	2024013501
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	14520 SETTLERS TRL, LEO, IN 46765-9361
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018015206
Date	Mar 28, 2018
Instrument	2018015206

Lender

Name	LAKE CITY BANK
Type	Bank
Address	45581

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	14520 SETTLERS TRL, LEO, IN 46765-9361
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019012644
Date	Mar 15, 2019
Instrument	2019012644

Lender

Name	STEARNS BANK NA
Type	Bank
Address	SAINT CLOUD, MN 56302

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Feb 22, 2029

Interest

Rate Type	Adjustable Rate

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN IN
Recording Date	Mar 14, 2024
Property Address	14520 SETTLERS TRL, LEO, IN 46765-9361
Document Number	2024013501
Map Reference	DOC 205022222
Instrument Date	Mar 3, 2021
Instrument	2024013501
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Municipality	Leo-Cedarville Town
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,416.00 (+3.59%) Homeowner's exemption	$436,900 (+10.69%) Land $35,300 Building $401,600	$436,900 (+10.69%) Land $35,300 Building $401,600
2024	$8,124.00 (+5.08%)
2023	$7,731.00 (+17.51%)	$394,700 (+7.87%) Land $35,300 Building $359,400	$394,700 (+7.87%) Land $35,300 Building $359,400
2022	$6,579.00	$365,900 Land $35,300 Building $330,600	$365,900 Land $35,300 Building $330,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER WATER L.L.C. private · serves 2,076 people · EPA ID IN5202034
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Lakeland Internet Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Watch TV.

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