Hamilton County property record for 14520 N Gray Rd, Carmel, IN 46033
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,018 sqft · built 1984 |
| Lot Size | 5.23 acres (228,254 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,848 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-20-000-011.101-018 |
| Primary APN | 29-10-20-000-011.101-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,018 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| 2nd Floor Area | 714 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 228,254 sqft (5.23 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1710200000011101 |
|---|---|
| Street Address | 14520 N GRAY RD |
| City | CARMEL |
| State | IN |
| Zip | 46033-9428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | ACREAGE 5.24, SECTION 20, TOWNSHIP 18, RANGE 4 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 20 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 110904 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 14520 N GRAY RD, CARMEL, IN 46033-9428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Nov 14, 2008 |
| Last Transfer Date | Dec 20, 2016 |
| Transfer Doc | 0000067357 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $381,600 (+3.19%) Land $146,400 Building $235,200 | $381,600 (+3.19%) Land $146,400 Building $235,200 | |
| 2024 | $3,848.00 (+16.15%) | $369,800 (+9.9%) Land $147,000 Building $222,800 | $369,800 (+9.9%) Land $147,000 Building $222,800 |
| 2023 | $3,313.00 (+7.04%) | $336,500 (+14.77%) Land $113,700 Building $222,800 | $336,500 (+14.77%) Land $113,700 Building $222,800 |
| 2022 | $3,095.00 | $293,200 Land $112,200 Building $181,000 | $293,200 Land $112,200 Building $181,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures