14520 Lightning Tree Rd, Nevada City, CA 95959 Property Records

Nevada County property record for 14520 Lightning Tree Rd, Nevada City, CA 95959

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1984
Lot Size	5.9 acres (257,004 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Dec 2018)
Tax Bill	$4,454 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-141-012-000`

Property Details

APN / Parcel Number

Primary APN	`034-141-012-000`
Alternative APN	`34-141-12-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Lot Area	257,004 sqft
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Patio Area	1,404 sqft

Utilities, Heating & Cooling

Cooling System	None
Water Source	Well

Location & Zoning

Old Parcel Number	34-141-12-000
Street Address	14520 LIGHTNING TREE RD
City	NEVADA CITY
State	CA
Zip	95959-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR-160
Legal Description	PCL 1 PM 11/74
Legal Subdivision	PARCEL MAP FOR E ZUZALEK
Legal Lot Number	1
Jurisdiction	NEVADA CA
Township / Civil Division	NEVADA CITY
Census Block Group	2
Census Block	2038
Census Tract	801

Owner

14520 Lightning Tree Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 187, NEVADA CITY, CA 95959-0187
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 18, 2018	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on File
Deed Sale	Dec 18, 2018 · Amount on File
Prior Sale	Jun 29, 2007 · Amount on File
Deed Document Number	201824681
Prior Transfer Date	Oct 4, 2007
Prior Transfer Doc	0000035036
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	14520 LIGHTNING TREE RD, NEVADA CITY, CA 95959-9288
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14520 LIGHTNING TREE RD, NEVADA CITY, CA 95959-9288

Mortgage

Document Number	0000024653
Date	Jul 23, 2021
Instrument	20210024653

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	14520 LIGHTNING TREE RD, NEVADA CITY, CA 95959-9288
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000654
Date	Jan 9, 2020
Instrument	20200000654

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	Dec 18, 2018
Property Address	14520 LIGHTNING TREE RD, NEVADA CITY, CA 95959-9288
Document Number	0000024681
Map Reference	MB 11 PG 74
Instrument Date	Dec 10, 2018
Instrument	20180024681
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14520 LIGHTNING TREE RD, NEVADA CITY, CA 95959-9288

Mortgage

Document Number	0000024682
Date	Dec 18, 2018
Instrument	20180024682

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14520 Lightning Tree Rd was $4,454 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Elementary School District	Nevada City Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,301 (+2%) Land $170,671 Building $244,630
2025	$4,454.00 Homeowner's exemption	$407,159 Land $167,325 Building $239,834
2023	$4,268.00 (+2.13%) Homeowner's exemption	$391,351 Land $160,829 Building $230,522	$458,370
2022	$4,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14520 Lightning Tree Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14520 Lightning Tree Rd is extreme, ranking above 98.7% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.7% of the US · above 91% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: DigitalPath.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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