14520 E 4th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 14520 E 4th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,380 sqft · built 1959
Lot Size	0.269 acres (11,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,250 (Jul 2026)
Tax Bill	$1,583 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45232.0506`

Property Details

APN / Parcel Number

Primary APN	`45232.0506`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	2,212 sqft
1st Floor Area	980 sqft
Basement Area	980 sqft
Finished Basement	400 sqft
Unfinished Basement	580 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,704 sqft (0.269 acres)
Lot Dimensions	110 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Patio Area	192 sqft
Canopy	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	14520 E 4TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ST MARY ADD L1 B2
Legal Range	44E
Legal Township	25N
Legal Section	23
Legal Subdivision	ST MARY ADD
Legal Block	2
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2003
Census Tract	12902

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14520 E 4TH AVE, SPOKANE VALLEY, WA 99216-2107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · FHA Mortgage CANOPY MORTGAGE LLC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on Record
Deed Sale	Jul 20, 2026 · Amount on Record
Prior Sale	Jun 18, 2002 · Amount on Record
Deed Document Number	20267503198
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 20, 2026
Property Address	14520 E 4TH AVE, SPOKANE VALLEY, WA 99216-2107
Document Number	0007503198
Instrument Date	Jul 14, 2026
Instrument	20267503198
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$309,565.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14520 E 4TH AVE, SPOKANE VALLEY, WA 99216-2107

Mortgage

Document Number	0007503199,
Date	Jul 20, 2026
Instrument	20267503199

Lender

Name	CANOPY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14520 E 4TH AVE, SPOKANE VALLEY, WA 99216-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006970601
Date	Sep 21, 2020
Instrument	6970601

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,583.00 (+921.29%)	$297,600 (+0.95%) Land $120,000 Building $177,600	$297,600 (+0.95%) Land $120,000 Building $177,600
2025	$155.00 (+1.97%) Disabled Person's exemption Senior Citizen's exemption
2024		$294,800 (+20.57%) Land $80,000 Building $214,800	$294,800 (+20.57%) Land $80,000 Building $214,800
2023	$152.00 (+26.67%) Disabled Person's exemption Senior Citizen's exemption	$244,500 Land $70,000 Building $174,500	$244,500 Land $70,000 Building $174,500
2022	$120.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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