14520 E 12th Ave, Spokane Valley (Veradale), WA 99037 Property Records

Spokane County property record for 14520 E 12th Ave, Spokane Valley, WA 99037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 1992
Lot Size	0.541 acres (23,552 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Apr 2005)
Tax Bill	$4,055 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45233.3804`

Property Details

APN / Parcel Number

Primary APN	`45233.3804`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	1,972 sqft
1st Floor Area	1,018 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,552 sqft (0.541 acres)
Lot Dimensions	262 ft deep x 89 ft wide
Deck Area	140 sqft
Patio Area	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14520 E 12TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99037-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	TR A OF SP 92-774 AUDITORS #9210190345 BEING A PTN OF BLK 170 VERA
Legal Range	44E
Legal Township	25N
Legal Section	23
Legal Subdivision	SP#774-92
Legal Tract	A
Legal Block	170
Legal Lot Number	A
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3009
Census Tract	12902

Owner

14520 E 12th Ave is owned and occupied by two individuals who bought it in April 2005.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14520 E 12TH AVE, SPOKANE VALLEY, WA 99037-9608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU
Dec 30, 2019	Deed of Trust, Mortgage · Conventional with PMI NUMERICA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2005 · Amount on File
Deed Sale	Apr 29, 2005 · Amount on File
Prior Sale	Nov 10, 1998 · Amount on File
Deed Document Number	20055210732
Prior Transfer Date	Jun 23, 2003
Prior Transfer Doc	0004917910
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14520 E 12TH AVE, SPOKANE VALLEY, WA 99037-9608
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	TICOR CP, TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007199008
Date	Apr 15, 2022
Instrument	7199008

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14520 E 12TH AVE, SPOKANE VALLEY, WA 99037-9608
Document Number	0006879933
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14520 E 12TH AVE SPOKANE VALLEY WA 990379608, SPOKANE VALLEY, WA 99037-9608

Mortgage

Document Number	0006879933
Date	Jan 6, 2020
Instrument	6879933

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99216

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 14520 E 12th Ave was $4,055, down 1.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,055.00 (-1.07%)	$384,900 Land $130,000 Building $254,900	$384,900 Land $130,000 Building $254,900
2025	$4,099.00
2024		$368,700 (+18.67%) Land $85,000 Building $283,700	$368,700 (+18.67%) Land $85,000 Building $283,700
2023	$3,530.00 (-2.62%)	$310,700 Land $80,000 Building $230,700	$310,700 Land $80,000 Building $230,700
2022	$3,625.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14520 E 12th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14520 E 12th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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