San Diego County property record for 1452 Kurtz St, Oceanside, CA 92054
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,740 sqft · built 1986 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Jun 2019) |
| Tax Bill | $10,911 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-160-53-00 |
| Primary APN | 151-160-53-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,740 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 8,800 sqft (0.202 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1452 KURTZ ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PAR B (EX ST) TR PM06879 |
| Legal Subdivision | CITY OF OCEANSIDE |
| Legal Tract | 6879 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 18504 |
1452 Kurtz St is owned and occupied by two individuals who bought it in June 2019.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Feb 22, 2022 | Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional with PMI OPTIMUM FIRST INC |
| Jun 14, 2019 | Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on File |
| Deed Sale | Jun 14, 2019 · Amount on File |
| Prior Sale | Jun 22, 2004 · Amount on File |
| Deed Document Number | 2019233031 |
| Prior Transfer Date | Aug 11, 1997 |
| Prior Transfer Doc | 0000400993 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 13, 2026 |
| Property Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Document Number | 0000101964 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026101964 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Document Number | 0000101964, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 2026101964 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Document Number | 0000077879 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022-0077879 |
| Name | CALIFORNIA COAST CU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92150 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Document Number | 0000301183 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-0301183 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Document Number | 0000537858 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020-0537858 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | 95708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Document Number | 0000578251 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1452 KURTZ ST OCEANSIDE CA 920545530, OCEANSIDE, CA 92054-5530 |
| Document Number | 0000578251 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 578251 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 14, 2019 |
| Property Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Document Number | 0000233031 |
| Map Reference | DOC 78-50433 |
| Instrument Date | May 15, 2019 |
| Instrument | 2019-0233031 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1452 KURTZ ST, OCEANSIDE, CA 92054-5530 |
| Document Number | 0000233032 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2019-0233032 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 1452 Kurtz St was $10,911 with a homeowner's exemption, up 2% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $998,382 (+2%) Land $682,695 Building $315,687 | |
| 2025 | $10,911.00 (+1.95%) Homeowner's exemption | $978,807 Land $669,309 Building $309,498 |
| 2024 | $10,702.00 (+3.19%) | |
| 2023 | $10,371.00 (+1.55%) Homeowner's exemption | $940,801 Land $643,320 Building $297,481 |
| 2022 | $10,213.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1452 Kurtz St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1452 Kurtz St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 760 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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