1452 K Ave, Traer, IA 50675 Property Records

Tama County property record for 1452 K Ave, Traer, IA 50675

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1930
Lot Size	5.63 acres (245,243 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Mar 2026)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	Oct 2016 Mortgage May 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02.27.400.006`

Property Details

APN / Parcel Number

Primary APN	`02.27.400.006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Basement Area	1,064 sqft
Finished Basement	500 sqft
Unfinished Basement	564 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	245,243 sqft (5.63 acres)
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1452 K AVE
City	TRAER
State	IA
Zip	50675-9358
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-86-15 PCL A NE SE
Legal Range	15W
Legal Township	86N
Legal Section	27
Jurisdiction	TAMA IA
Township / Civil Division	GRANT
Census Block Group	2
Census Block	2063
Census Tract	290200

Owner

1452 K Ave is owned and occupied by an individual who bought it in March 2026.

Source: Tama County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1452 K AVE, TRAER, IA 50675-9358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANKIOWA
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Feb 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK IOWA
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit CHELSEA SAVINGS BANK
Mar 30, 2026	Warranty Deed, Transfer · Line of Credit CHELSEA SAVINGS BANK
Feb 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK IOWA
Apr 16, 2010	Intrafamily Transfer, Transfer
Jun 26, 2008	Warranty Deed, Transfer · Loan Assumption VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Deed Document Number	2026702
Prior Transfer Date	Jul 2, 1999
Prior Transfer Doc	000832/240
Record Updated	Oct 29, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1452 K AVE, TRAER, IA 50675-9358
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000962/771
Date	Oct 11, 2016
Book Page	0962/771
Instrument	2016-2722

Lender

Name	BANKIOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2046

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1452 K AVE, TRAER, IA 50675-9358
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020211583
Date	May 20, 2021
Instrument	2021-1583

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1452 K AVE, TRAER, IA 50675-9358
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200259
Date	Feb 4, 2020
Instrument	2020-0259

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Recording Date	Apr 15, 2026
Property Address	1452 K AVE, TRAER, IA 50675-9358
Document Number	0000000919
Instrument Date	Mar 30, 2026
Instrument	2026919
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2623 ORCHARD DR, CEDAR FALLS, IA 50613-5866

Mortgage

Document Number	0000000919,
Date	Apr 15, 2026
Instrument	2026919

Lender

Name	CHELSEA SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	5.98%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Mar 30, 2026
Property Address	1452 K AVE, TRAER, IA 50675-9358
Document Number	0020260702
Instrument Date	Mar 27, 2026
Instrument	2026-0702
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1452 K AVE, TRAER, IA 50675-9358

Mortgage

Document Number	0020260919
Date	Mar 30, 2026
Instrument	2026-0919

Lender

Name	CHELSEA SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TAMA IA
Property Address	1452 K AVE, TRAER, IA 50675-9358
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200259
Date	Feb 4, 2020
Instrument	2020-0259

Lender

Name	BANK IOWA

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2010: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TAMA IA
Recording Date	Apr 16, 2010
Property Address	1452 K AVE, TRAER, IA 50675-9358
Document Number	000868/421
Book / Page	0868 / 421
Instrument Date	Apr 9, 2010
Instrument	2010-0959
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1452 K AVE, TRAER, IA 50675-9358

June 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAMA IA
Recording Date	Jun 26, 2008
Property Address	1452 K AVE, TRAER, IA 50675-9358
Document Number	000832/240
Book / Page	0832 / 240
Instrument Date	Jul 2, 1999
Instrument	2008-2027
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0020082028
Date	Jun 26, 2008
Instrument	2008-2028

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6%
Type Change Date	Jul 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 1452 K Ave was $2,006 with a homeowner's exemption.

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Unified School District	North Tama County Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,006.00 Homeowner's exemption	$167,160 (+12.92%) Land $67,970 Building $99,190	$167,160 Land $67,970 Building $99,190
2024		$148,040 (-) Land $59,730 Building $88,310
2023		$148,040 Land $59,730 Building $88,310	$148,040 Land $59,730 Building $88,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1452 K Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1452 K Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Reinbeck Telecommunications Utility Fixed Wireless	60 / 14
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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