14519 Oconee Ln, Orlando, FL 32837 Property Records

Orange County property record for 14519 Oconee Ln, Orlando, FL 32837

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,977 sqft · built 1990
Lot Size	0.207 acres (9,011 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Jun 2015)
Tax Bill	$7,102 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-24-29-3801-01-760`

Property Details

APN / Parcel Number

Primary APN	`32-24-29-3801-01-760`
Alternative APNs	`292432380101760` `457688` `463341` `467902`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,977 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	1,977 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,011 sqft (0.207 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	166 sqft
Shed	1 Shed
Gazebo	Gazebo
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14519 OCONEE LN
City	ORLANDO
State	FL
Zip	32837-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	HUNTERS CREEK TRACT 235-B PH 4 24/61 LOT 176
Legal Range	29E
Legal Township	24S
Legal Section	32
Legal Subdivision	HUNTERS CREEK TR 235-B PH 4
Legal Phase	4
Legal Tract	235-B
Legal Block	1
Legal Lot Number	176
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3013
Census Tract	17015

Owner

14519 Oconee Ln is owned and occupied by two individuals who bought it in June 2015.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14519 OCONEE LN, ORLANDO, FL 32837-5843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Sep 28, 2019	Deed of Trust, Mortgage · Conventional with PMI ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2015 · Amount on File
Deed Sale	Jun 22, 2015 · Amount on File
Prior Sale	Apr 6, 2001 · Amount on File
Deed Document Number	2015318247
Deed Book / Page	10939 / 1378
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14519 OCONEE LN, ORLANDO, FL 32837-5843
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14519 OCONEE LN, ORLANDO, FL 32837-5843

Mortgage

Document Number	20210689217
Date	Nov 9, 2021
Instrument	20210689217

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	14519 OCONEE LN, ORLANDO, FL 32837-5843
Document Number	0000623907
Instrument Date	Sep 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14519 OCONEE LN ORLANDO FL 328375843, ORLANDO, FL 32837-5843

Mortgage

Document Number	0000623907
Date	Oct 7, 2019
Instrument	623907

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14519 Oconee Ln was $7,102, up 8.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,640 (-0.33%) Land $90,000 Building $315,640	$405,640 (-1.52%) Land $90,000 Building $315,640
2025	$7,102.00 (+8.31%)	$406,966	$411,880 Land $90,000 Building $321,880
2024	$6,557.00 (+12.12%)
2023	$5,848.00 (+11.37%)	$376,256 (+13.1%) Land $90,000 Building $286,256	$376,256 (+13.1%) Land $90,000 Building $286,256
2022	$5,251.00	$332,671 Land $90,000 Building $242,671	$332,671 Land $90,000 Building $242,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14519 Oconee Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14519 Oconee Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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