14518 Knowledge Cir, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 14518 Knowledge Cir, Charlotte, NC 28277

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,163 sqft · built 2017
Lot Size0.098 acres (4,274 sqft)
Owner2 Individual Names on Record
Last Sale$349,500 (Dec 2017)
Tax Bill$5,089 (2023)
Deeds & MortgagesSep 2021 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN223-093-35

Property Details

APN / Parcel Number

Primary APN223-093-35

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,163 sqft Heated Area

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area4,274 sqft (0.098 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number223-093-35
Street Address14518 KNOWLEDGE CIR
CityCHARLOTTE
StateNC
Zip28277-4209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL61 M60-561
Legal SubdivisionPROVIDENCE ROAD WEST ELEMENTAR
Legal Lot Number61
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1001
Census Tract5858

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14518 KNOWLEDGE CIR, CHARLOTTE, NC 28277-4209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MTG
Dec 29, 2017Grant Deed, Subdivision Related Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2017 · Amount on Record
Deed SaleDec 29, 2017 · Amount on Record
Deed Document Number0003237640
Deed Book / Page32376 / 40
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address14518 KNOWLEDGE CIR, CHARLOTTE, NC 28277-4209
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000169559
DateSep 2, 2021
Book Page36488/647
Instrument2021169559
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address14518 KNOWLEDGE CIR, CHARLOTTE, NC 28277-4209
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000193600
DateNov 17, 2020
Book Page35323/801
Instrument2020193600
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address14518 KNOWLEDGE CIR, CHARLOTTE, NC 28277-4209
Document Number0000058097
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJun 4, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address14518 KNOWLEDGE CIR CHARLOTTE NC 282774209, CHARLOTTE, NC 28277-4209

Mortgage

Document Number0000058097
DateApr 27, 2020
Book Page034507/000025
Instrument58097
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 26, 2035

December 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateDec 29, 2017
Property Address14518 KNOWLEDGE CIR, CHARLOTTE, NC 28277-4209
Document Number0000173844
Book / Page032376 / 000040
Instrument DateDec 28, 2017
Instrument173844
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 5, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$699.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14518 KNOWLEDGE CIR CHARLOTTE NC 282774209, CHARLOTTE, NC 28277-4209

Mortgage

Document Number173845
DateDec 29, 2017
Book Page032376/000042
Instrument173845
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 28, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMPLIGHTER SOUTH-DANBY
private · serves 3,297 people · EPA ID NC0160156
Water SourcePurchased surface water from LANCASTER COUNTY W&SD
Last State InspectionSep 2025
Also Mapped HereCHARLOTTE WATER
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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