14517 E 18th Ave, Spokane Valley (Veradale), WA 99037 Property Records

Spokane County property record for 14517 E 18th Ave, Spokane Valley, WA 99037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,867 sqft · built 1978
Lot Size	0.277 acres (12,065 sqft)
Owner	2 Individual Names on File
Last Sale	$384,900 (Mar 2023)
Tax Bill	$3,757 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45262.3412`

Property Details

APN / Parcel Number

Primary APN	`45262.3412`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,867 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	1,042 sqft
Basement Area	960 sqft
Finished Basement	825 sqft
Unfinished Basement	135 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,065 sqft (0.277 acres)
Lot Dimensions	127 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	90 sqft
Patio Area	184 sqft
Shed	1 Shed
Shed Area	192 sqft
Canopy	184 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	14517 E 18TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99037-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	EARLY DAWN SECOND ADD L12 B23
Legal Range	44E
Legal Township	25N
Legal Section	26
Legal Subdivision	EARLY DAWN SECOND ADD
Legal Block	23
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	4
Census Block	4006
Census Tract	12902

Owner

14517 E 18th Ave is owned and occupied by two individuals who bought it in March 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14517 E 18TH AVE, SPOKANE VALLEY, WA 99037-9460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Oct 23, 2019	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Jun 14, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MASTER SERVICE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Prior Sale	Jun 14, 2018 · Amount on File
Deed Document Number	20237271414
Prior Transfer Date	Mar 25, 1998
Prior Transfer Doc	0004203705
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 7, 2023
Property Address	14517 E 18TH AVE, SPOKANE VALLEY, WA 99037-9460
Document Number	0007271414
Map Reference	VOL 13 PG 12
Instrument Date	Mar 2, 2023
Instrument	7271414
Transaction Type	Transfer
Record Updated	Mar 14, 2023
Title Company	VISTA TITLE AND ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,163.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14517 E 18TH AVE, SPOKANE VALLEY, WA 99037-9460

Mortgage

Document Number	0007271415
Date	Mar 7, 2023
Instrument	7271415

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Mortgage

Document Number	0007271416
Date	Mar 7, 2023
Instrument	7271416

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14517 E 18TH AVE, SPOKANE VALLEY, WA 99037-9460
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007114870
Date	Aug 17, 2021
Instrument	7114870

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14517 E 18TH AVE, SPOKANE VALLEY, WA 99037-9460
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007036141
Date	Feb 18, 2021
Instrument	7036141

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14517 E 18TH AVE, SPOKANE VALLEY, WA 99037-9460
Document Number	0006858727
Instrument Date	Oct 23, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14517 E 18TH AVE SPOKANE VALLEY WA 990379460, SPOKANE VALLEY, WA 99037-9460

Mortgage

Document Number	0006858727
Date	Oct 30, 2019
Instrument	6858727

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 14, 2018
Property Address	14517 E 18TH AVE, SPOKANE VALLEY, WA 99037-9460
Document Number	0006716481
Map Reference	VOL13 PG12
Instrument Date	Jun 7, 2018
Instrument	6716481
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,992.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53, VERADALE, WA 99037-0053

Mortgage

Document Number	0006716482
Date	Jun 14, 2018
Instrument	6716482

Lender

Name	MORTGAGE MASTER SERVICE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 14517 E 18th Ave was $3,757, up 3.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,757.00 (+3.76%)	$354,400 Land $110,000 Building $244,400	$354,400 Land $110,000 Building $244,400
2025	$3,621.00
2024		$304,500 (+18.53%) Land $80,000 Building $224,500	$304,500 (+18.53%) Land $80,000 Building $224,500
2023	$2,930.00 (-2.53%)	$256,900 Land $60,000 Building $196,900	$256,900 Land $60,000 Building $196,900
2022	$3,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14517 E 18th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14517 E 18th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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