14515 Waterloo Dr, Houston, TX 77045 Property Records

Harris County property record for 14515 Waterloo Dr, Houston, TX 77045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 1965
Lot Size	0.154 acres (6,710 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (May 2020)
Tax Bill	$3,766 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`096-529-000-0008`

Property Details

APN / Parcel Number

Primary APN	`096-529-000-0008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	1,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,710 sqft (0.154 acres)
View / Lot	Neighborhood
Garage Area	418 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0965290000008
Street Address	14515 WATERLOO DR
City	HOUSTON
State	TX
Zip	77045-6621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 3 ALMEDA MANOR SEC 4
Legal Subdivision	ALMEDA MANOR SEC 4
Legal Block	3
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1009
Census Tract	330600

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4826 COTTON RIDGE TRL, HOUSTON, TX 77053-5330
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	Jun 13, 2003 · Amount on Record
Deed Document Number	2020209141
Prior Transfer Date	Dec 3, 2002
Prior Transfer Doc	0000259494
Record Updated	Oct 29, 2026

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	May 18, 2020
Property Address	14515 WATERLOO DR, HOUSTON, TX 77045-6621
Document Number	0000209141
Map Reference	VOL 105 PG 6
Instrument Date	May 18, 2020
Instrument	2020-209141
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4826 COTTON RIDGE TRL, HOUSTON, TX 77053-5330

Mortgage

Document Number	0000209142
Date	May 18, 2020
Instrument	2020-209142

Lender

Name	CITIZENS BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Houston Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,251 (-) Land $48,620 Building $128,631	$177,251 (-) Land $48,620 Building $128,631
2025	$3,766.00 (+3.09%)	$177,251 (-6.23%) Land $48,620 Building $128,631	$177,251 (-6.23%) Land $48,620 Building $128,631
2024	$3,653.00 (-4.07%)
2023		$189,022 Land $34,320 Building $154,702	$189,022 Land $34,320 Building $154,702
2022	$3,808.00 (+2,113.95%)
2020	$172.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	238 (1981–2024)
Claims Outside the SFHA	70 of 238
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Ike, Sep 2008 · 10 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 103 claims Severe Thunderstorms And Flooding, Oct 1994 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20