14515 Tioga Bend, Helotes, TX 78023 Property Records

Bexar County property record for 14515 Tioga Bend, Helotes, TX 78023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,753 sqft · built 2003
Lot Size	0.324 acres (14,098 sqft)
Owner	2 Individual Names on File
Last Sale	$381,300 (May 2019)
Tax Bill	$7,334 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04539-104-0140`

Property Details

APN / Parcel Number

Primary APN	`04539-104-0140`
Alternative APN	`245597`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,753 sqft Living Area
Gross Area	3,561 sqft
1st Floor Area	1,306 sqft
2nd Floor Area	1,447 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	14,098 sqft (0.324 acres)
Garage Type	Attached
Garage Area	358 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Deck Area	195 sqft
Patio Area	645 sqft
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14515 TIOGA BND
City	HELOTES
State	TX
Zip	78023-4347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4539A BLK 4 LOT 14 SONOMA RANCH II, UT-1
Legal Subdivision	SONOMA RANCH II
Legal Tract	14
Legal Block	4
Legal Lot Number	14
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	2
Census Block	2002
Census Tract	182001

Owner

14515 Tioga Bend is owned and occupied by two individuals who bought it in May 2019.

Source: Bexar County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14515 TIOGA BND, HELOTES, TX 78023-4347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
May 10, 2019	Vendor's Lien, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Prior Sale	May 4, 2004 · Amount on File
Deed Document Number	201987014
Prior Transfer Date	May 9, 2019
Prior Transfer Doc	0000087014
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	14515 TIOGA BND, HELOTES, TX 78023-4347
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14515 TIOGA BND, HELOTES, TX 78023-4347

Mortgage

Document Number	0000054978
Date	Mar 26, 2026
Instrument	20260054978

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	May 10, 2019
Property Address	14515 TIOGA BND, HELOTES, TX 78023-4347
Document Number	0000087014
Map Reference	VOL 9554 PG 20-22
Instrument Date	May 9, 2019
Instrument	20190087014
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14515 TIOGA BND, HELOTES, TX 78023-4347

Mortgage

Document Number	0000087015
Date	May 10, 2019
Instrument	20190087015

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 14515 Tioga Bend was $7,334 with a homeowner's exemption, down 2.9% from the year before.

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	San Antonio City
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,334.00 (-2.93%) Homeowner's exemption	$423,550 Land $90,510 Building $333,040	$423,550 Land $90,510 Building $333,040
2024	$7,555.00 (+9.3%)
2023	$6,912.00 (-9.09%) Homeowner's exemption	$413,130 Land $90,510 Building $322,620	$413,130 Land $90,510 Building $322,620
2022	$7,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14515 Tioga Bend in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14515 Tioga Bend is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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