14515 Mountain Cliff Ln, Houston, TX 77044 Property Records

Harris County property record for 14515 Mountain Cliff Ln, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,378 sqft · built 2014
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$403,000 (Feb 2015)
Tax Bill	$9,791 (2025)
Deeds & Mortgages	Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`129-514-003-0004`

Property Details

APN / Parcel Number

Primary APN	`129-514-003-0004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,378 sqft Living Area
1st Floor Area	2,280 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,200 sqft (0.165 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Area	498 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1295140030004
Street Address	14515 MOUNTAIN CLIFF LN
City	HOUSTON
State	TX
Zip	77044-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 3 SUMMERWOOD SEC 27
Legal Subdivision	SUMMERWOOD SEC 27
Legal Block	3
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1006
Census Tract	252003

Owner

14515 Mountain Cliff Ln is owned and occupied by two individuals who bought it in February 2015.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14515 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2015 · Amount on File
Deed Sale	Feb 20, 2015 · Amount on File
Deed Document Number	201569894
Prior Transfer Date	Feb 19, 2015
Prior Transfer Doc	20150069894
Record Updated	Oct 29, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARRIS TX
Property Address	14515 MOUNTAIN CLIFF LN, HOUSTON, TX 77044-1252
Document Number	0000336223
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14515 MOUNTAIN CLIFF LN HOUSTON TX 770441252, HOUSTON, TX 77044-1252

Mortgage

Document Number	0000336223
Date	Jul 27, 2017
Instrument	336223

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Amount	Amount on Record
Term	480 Months
Due	Jul 26, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 14515 Mountain Cliff Ln was $9,791 with a homeowner's exemption, up 243.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,183 (+1.46%) Land $70,200 Building $426,983	$497,183 (+1.46%) Land $70,200 Building $426,983
2025	$9,791.00 (+243.3%) Homeowner's exemption	$490,037 Land $70,200 Building $419,837	$490,037 Land $70,200 Building $419,837
2024	$2,852.00
2023		$507,330 Land $52,650 Building $454,680	$507,330 Land $52,650 Building $454,680
2022	$2,415.00
2020	$1,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14515 Mountain Cliff Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 134 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	134 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14515 Mountain Cliff Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 361 serves 3,705 people · EPA ID TX1013123
Water Source	Purchased groundwater from HARRIS COUNTY MUD 344
Last State Inspection	Sep 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20