14514 Ridgeway Ave, Midlothian, IL 60445 Property Records

Cook County property record for 14514 Ridgeway Ave, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,175 sqft · built 1990
Lot Size	0.153 acres (6,650 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Feb 2016)
Tax Bill	$4,800 (2023)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone AH (high risk)
APN	`28-11-118-017`

Property Details

APN / Parcel Number

Primary APN	`28-11-118-017`
Alternative APN	`28-11-118-017-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,650 sqft (0.153 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	14514 RIDGEWAY AVE
City	MIDLOTHIAN
State	IL
Zip	60445-2956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARTHUR T (MCINTOSH) & COS (HOME) ADD TO (MIDLOTHIAN) SEC 11-36-13
Legal Range	13E
Legal Township	36N
Legal Section	11
Legal Subdivision	MCINTOSH & COS HOME ADD TO MIDLOTHIAN
Legal Block	25
Legal Lot Number	3
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3004
Census Tract	824701

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14514 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-2956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2016 · Amount on Record
Deed Sale	Feb 22, 2016 · Amount on Record
Prior Sale	Sep 18, 2008 · Amount on Record
Deed Document Number	20164103
Prior Transfer Date	Aug 2, 1995
Prior Transfer Doc	0000000245
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	14514 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-2956
Document Number	2024862027
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14514 RIDGEWAY AVE MIDLOTHIAN IL 604452956, MIDLOTHIAN, IL 60445-2956

Mortgage

Document Number	2024862027
Date	Sep 4, 2020
Instrument	24862027

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 3, 2040

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,001 (+16.83%) Land $2,328 Building $13,673	$160,010 (+16.83%) Land $23,280 Building $136,730
2023	$4,800.00 (-0.56%)
2022	$4,827.00 Homeowner's exemption	$13,696 Land $1,995 Building $11,701	$136,960 Land $19,950 Building $117,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	611.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	38 (1981–2026)
Claims Outside the SFHA	2 of 38
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2023 · 12 claims Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber · Cable in parts of the area	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20