14514 Kennebunk St, Poway, CA 92064 Property Records

San Diego County property record for 14514 Kennebunk St, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 962 sqft · built 1961
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$795,000 (Dec 2025)
Tax Bill	$6,765 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`323-144-14-00`

Property Details

APN / Parcel Number

Primary APN	`323-144-14-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	962 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Block
Construction Type	Frame
Lot Area	8,500 sqft (0.195 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14514 KENNEBUNK ST
City	POWAY
State	CA
Zip	92064-5923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Description	LOT 176 TR 004445
Legal Subdivision	PARK POWAY
Legal Tract	004445
Legal Block	2
Legal Lot Number	176
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	17049

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4961 LACE PL, SAN DIEGO, CA 92102-3742
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · FHA Mortgage M SQUARED FINANCIAL LLC
Feb 2, 2022	Deed of Trust, Mortgage · FHA Mortgage M SQUARED FINANCIAL LLC
Dec 4, 2025	Grant Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC
Jul 5, 2019	Grant Deed, Transfer · FHA Mortgage M SQUARED FINANCIAL LLC
Jul 6, 2018	Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	2025343079
Prior Transfer Date	Jul 2, 2018
Prior Transfer Doc	0000277136
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14514 KENNEBUNK ST, POWAY, CA 92064-5923
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14514 KENNEBUNK ST, POWAY, CA 92064-5923

Mortgage

Document Number	0000305095
Date	Apr 20, 2021
Instrument	2021-0305095

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66206

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	14514 KENNEBUNK ST, POWAY, CA 92064-5923
Transaction Type	Mortgage
Record Updated	Dec 22, 2025
Title Company	PREMIUM TITLE INC, PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14514 KENNEBUNK ST, POWAY, CA 92064-5923

Mortgage

Document Number	0000050882
Date	Feb 2, 2022
Instrument	2022-0050882

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company
Address	PRAIRIE VILLAGE, KS 66208

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 4, 2025
Property Address	14514 KENNEBUNK ST, POWAY, CA 92064-5923
Document Number	0000343079
Map Reference	MAP 4445
Instrument Date	Nov 25, 2025
Instrument	2025-0343079
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4961 LACE PL, SAN DIEGO, CA 92102-3742

Mortgage

Document Number	0000343080
Date	Dec 4, 2025
Instrument	2025-0343080

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 5, 2019
Property Address	14514 KENNEBUNK ST, POWAY, CA 92064-5923
Document Number	0000266667
Map Reference	MAP 4445
Instrument Date	Jun 28, 2019
Instrument	2019-0266667
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14514 KENNEBUNK ST, POWAY, CA 92064-5923

Mortgage

Document Number	0000266668
Date	Jul 5, 2019
Instrument	2019-0266668

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2018
Property Address	14514 KENNEBUNK ST, POWAY, CA 92064-5923
Document Number	0000277136
Instrument Date	Jul 2, 2018
Instrument	277136
Transaction Type	Transfer
Record Updated	Jul 13, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	14514 KENNEBUNK ST POWAY CA 920645923, POWAY, CA 92064-5923

Mortgage

Document Number	277137
Date	Jul 6, 2018
Instrument	277137

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$795,000 (+34.62%) Land $229,971 Building $565,029
2025	$6,765.00 (+4.88%)	$590,565 (+4.04%) Land $170,834 Building $419,731
2023	$6,450.00 (+1.67%)	$567,634 Land $164,201 Building $403,433
2022	$6,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	43 (1978–2017)
Claims Outside the SFHA	14 of 43
Most Recent Claim	Feb 2017 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 7 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims Severe Winter Storm, Mud & Land Slides, & Flooding, Feb 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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