14514 Charlotte Trl, Eustace, TX 75124 Property Records

Henderson County property record for 14514 Charlotte Trl, Eustace, TX 75124

Property Summary

Property Type	Single Family Home
Details	2,608 sqft · built 2002
Owner	Individual Name on Record
Tax Bill	$2,688 (2023)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4059-0000-0740-30`

Property Details

APN / Parcel Number

Primary APN	`4059-0000-0740-30`
Alternative APNs	`R000072118` `279567`

Interior

Building Area	2,608 sqft Living Area
1st Floor Area	1,424 sqft
2nd Floor Area	1,184 sqft

Exterior

Year Built	Built 2002
Lot Dimensions	1 ft deep x 1 ft wide
Porch	Covered Porch
Porch Area	60 sqft
Utility Building	900 sqft

Location & Zoning

Account Number	R000072118
Old Parcel Number	4059.0000.0740.30
Street Address	14514 CHARLOTTE TRL
City	EUSTACE
State	TX
Zip	75124-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 74 AB 133 T CARO SUR, SHADOW RIDGE LT 74, D/185
Legal Subdivision	SHADOW RIDGE (72)
Legal Lot Number	74
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1017
Census Tract	951102

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14514 CHARLOTTE TRL, EUSTACE, TX 75124-5528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit FROST BANK
Apr 22, 2019	Vendor's Lien, Transfer · Conventional Mortgage AMERICAN MORTGAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019
Deed Sale	Apr 22, 2019
Deed Document Number	2019-00005327
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	14514 CHARLOTTE TRL, EUSTACE, TX 75124-5528
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14514 CHARLOTTE TRL 5, 5, EUSTACE, TX 75124-5528

Mortgage

Document Number	202200014512
Date	Aug 2, 2022
Instrument	2022-00014512

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Apr 22, 2019
Property Address	14514 CHARLOTTE TRL, EUSTACE, TX 75124-5528
Document Number	201900005327
Map Reference	CAB D SL 185
Instrument Date	Apr 17, 2019
Instrument	2019-00005327
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	CHICAGO TITLE/TX LLC, CHICAGO TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14514 CHARLOTTE TRL, EUSTACE, TX 75124-5528

Mortgage

Document Number	201900005328
Date	Apr 22, 2019
Instrument	2019-00005328

Lender

Name	AMERICAN MORTGAGE BANK
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Unified School District	Eustace Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,688.00 (-22%) Homeowner's exemption	$288,133 Land $4,000 Building $314,060	$318,060 Land $4,000 Building $314,060
2022	$3,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYNE SPRINGS WSC serves 1,449 people · EPA ID TX1070119
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	300 / 75

May also be available: Conquest Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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