14512 Pen Mar High Rock Rd, Cascade, MD 21719 Property Records

Washington County property record for 14512 Pen Mar High Rock Rd, Cascade, MD 21719

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,252 sqft · built 1918
Lot Size	0.165 acres (7,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,700 (Aug 2010)
Tax Bill	$2,006 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-002138`

Property Details

APN / Parcel Number

Primary APN	`14-002138`
Alternative APN	`002138`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,252 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,192 sqft (0.165 acres)
Lot Dimensions	94 ft deep x 77 ft wide
Porch	Slab
Porch Area	396 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002138
Street Address	14512 PEN MAR HIGH ROCK RD
City	CASCADE
State	MD
Zip	21719-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	77.5X94 .165AC 14512 PEN MAR HIGH ROCK
Legal Subdivision	ROCKY GROVE
Jurisdiction	WASHINGTON MD
Township / Civil Division	14, RINGGOLD
Census Block Group	1
Census Block	1000
Census Tract	10200

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14512 PEN MAR HIGH ROCK RD, CASCADE, MD 21719-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit UTILITIES EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2010 · Amount on Record
Deed Sale	Aug 31, 2010 · Amount on Record
Prior Sale	Dec 21, 1993 · Amount on Record
Deed Document Number	20107481
Deed Book / Page	3933 / 209
Transfer Doc	0000028857
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14512 PEN MAR HIGH ROCK RD, CASCADE, MD 21719-1703
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060960044
Date	Oct 24, 2019
Book Page	6096/0044

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	14512 PEN MAR HIGH ROCK RD, CASCADE, MD 21719-1703
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067140006
Date	Aug 3, 2021
Book Page	6714/6

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,006.00 (+5.58%) Homeowner's exemption	$247,233 (+17.41%)	$283,900 (-) Land $44,600 Building $239,300
2025	$1,900.00 (+10.14%) Homeowner's exemption	$210,567 (+26.77%)	$283,900 (+63.25%) Land $44,600 Building $239,300
2023	$1,725.00 Homeowner's exemption	$166,100	$173,900 Land $44,600 Building $129,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHFIELD serves 1,141 people · EPA ID MD0210001
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: T-Mobile.

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