14511 Pennersville Rd, Cascade, MD 21719 Property Records

Washington County property record for 14511 Pennersville Rd, Cascade, MD 21719

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,885 sqft · built 1957
Lot Size	0.536 acres (23,348 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,000 (Aug 2026)
Tax Bill	$2,328 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-003401`

Property Details

APN / Parcel Number

Primary APN	`14-003401`
Alternative APN	`003401`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,885 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,348 sqft (0.536 acres)
Lot Dimensions	200 ft deep x 145 ft wide
Porch	Slab
Porch Area	198 sqft
Deck Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	003401
Street Address	14511 PENNERSVILLE RD
City	CASCADE
State	MD
Zip	21719-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	0.536 AC 14511 PENNERSVILLE ROAD
Jurisdiction	WASHINGTON MD
Township / Civil Division	14, RINGGOLD
Census Block Group	1
Census Block	1013
Census Tract	10100

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14511 PENNERSVILLE RD, CASCADE, MD 21719-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 11, 2021	Intrafamily Transfer, Transfer · FHA Mortgage 1ST FINANCIAL INC
May 15, 2018	Grant Deed, Transfer · FHA Mortgage FIRST FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Jan 11, 2021
Deed Book / Page	7984 / 396
Prior Transfer Date	Dec 11, 2020
Prior Transfer Doc	0064790225
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 4, 2026
Property Address	14511 PENNERSVILLE RD, CASCADE, MD 21719-1802
Document Number	7984000396
Book / Page	7984 / 396
Instrument Date	Jul 31, 2026
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	LAWYERS SIGNATURE SETTLEMENTS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$39,491.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14511 PENNERSVILLE RD, CASCADE, MD 21719-1802

Mortgage

Document Number	7984000402,
Date	Aug 4, 2026
Book Page	7984/402

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Jan 11, 2021
Property Address	14511 PENNERSVILLE RD, CASCADE, MD 21719-1802
Document Number	0064790225
Book / Page	6479 / 225
Instrument Date	Dec 11, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PERFECTION TITLE LTD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14511 PENNERSVILLE RD, CASCADE, MD 21719-1802

Mortgage

Document Number	0006479230
Date	Jan 11, 2021
Instrument	6479/230

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 15, 2018
Property Address	14511 PENNERSVILLE RD, CASCADE, MD 21719-1802
Document Number	0057490387
Book / Page	005749 / 000387
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	QUIET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14511 PENNERSVILLE RD CASCADE MD 217191802, CASCADE, MD 21719-1802

Mortgage

Document Number	57490395
Date	May 15, 2018
Book Page	005749/000395

Lender

Name	FIRST FIN
Type	Funding / Finance Company
Address	MILLERSVILLE, MD 21108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,328.00 (+5.67%) Homeowner's exemption	$318,467 (+12.56%)	$354,000 (-) Land $51,500 Building $302,500
2025	$2,203.00 (+5.71%) Homeowner's exemption	$282,933 (+20.4%)	$354,000 (+43.09%) Land $51,500 Building $302,500
2024	$2,084.00 (+4.57%)
2023	$1,993.00 Homeowner's exemption	$235,000	$247,400 Land $51,500 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHFIELD serves 1,141 people · EPA ID MD0210001
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Antietam Cable.

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