1451 W Old Phillips Rd, Pinnacle, NC 27043 Property Records

Stokes County property record for 1451 W Old Phillips Rd, Pinnacle, NC 27043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,479 sqft · built 2019
Lot Size	20.7 acres (903,434 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jan 2022)
Tax Bill	$3,246 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`597304901388`

Property Details

APN / Parcel Number

Primary APN	`597304901388`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,479 sqft Heated Area
Basement Area	1,479 sqft
Unfinished Basement	1,479 sqft
Utility Area	600 sqft
Flooring	Wood

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	903,434 sqft (20.7 acres)
Garage Area	484 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1451 W OLD PHILLIPS RD
City	PINNACLE
State	NC
Zip	27043-8123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	SURVEY PREPARED FOR MARK SNIPES
Jurisdiction	STOKES NC
Township / Civil Division	YADKIN
Census Block Group	2
Census Block	2026
Census Tract	70400

Owner

1451 W Old Phillips Rd is owned and occupied by an individual who bought it in January 2022.

Source: Stokes County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1451 W OLD PHILLIPS RD, PINNACLE, NC 27043-8123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage TRUIST BANK
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Nov 19, 2018	Deed of Trust, Mortgage · Construction Mortgage CAROLINA FARM CREDIT ACA
Feb 21, 2017	Re-recorded Document ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Deed Document Number	2022390
Deed Book / Page	746 / 1903
Prior Transfer Date	Dec 1, 2016
Prior Transfer Doc	0682/0724
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	1451 W OLD PHILLIPS RD, PINNACLE, NC 27043-8123
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 GROVE PARK LN, LEXINGTON, NC 27295-7378

Mortgage

Document Number	00747/1863
Date	Feb 16, 2022
Book Page	747/1863
Instrument	893

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 4, 2052

Interest

Rate Type	Adjustable Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Jan 21, 2022
Property Address	1451 W OLD PHILLIPS RD, PINNACLE, NC 27043-8123
Document Number	00746/1903
Book / Page	746 / 1903
Instrument Date	Jan 21, 2022
Instrument	390
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3989 LEINBACH DR, 3989, WINSTON SALEM, NC 27106-1618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 W OLD PHILLIPS RD, PINNACLE, NC 27043-8123

Mortgage

Document Number	0000000391
Date	Jan 21, 2022
Instrument	391

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	1451 W OLD PHILLIPS RD, PINNACLE, NC 27043-8123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0702/0809
Date	Nov 19, 2018
Book Page	0702/0809
Instrument	05465

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2049

February 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	STOKES NC
Recording Date	Feb 21, 2017
Property Address	1451 W OLD PHILLIPS RD, PINNACLE, NC 27043-8123
Document Number	0682/0724
Book / Page	0682 / 0724
Instrument Date	Dec 1, 2016
Instrument	00887
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 SALEM LAKE RD, WINSTON SALEM, NC 27107-1550

Tax Assessment & Valuation

The 2026 property tax bill for 1451 W Old Phillips Rd was $3,246.

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,246.00	$454,100 Land $130,200 Building $323,900	$454,100 Land $130,200 Building $323,900
2023	$2,416.00	$326,600 (-) Land $101,100 Building $225,500	$326,600 (-) Land $101,100 Building $225,500
2022	$2,416.00	$326,600 Land $101,100 Building $225,500	$326,600 Land $101,100 Building $225,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1451 W Old Phillips Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1451 W Old Phillips Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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