1451 Rocco Dr, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 1451 Rocco Dr, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,564 sqft · built 2005
Lot Size	0.392 acres (17,077 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Mar 2021)
Tax Bill	$7,741 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013089 27.16-2-37`

Property Details

APN / Parcel Number

Primary APN	`013089 27.16-2-37`
Alternative APNs	`308902701600020370000000` `02701600020370000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area
1st Floor Area	796 sqft
2nd Floor Area	768 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	17,077 sqft (0.392 acres)
Lot Dimensions	97.1 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02701600020370000000
Street Address	1451 ROCCO DR
City	SCHENECTADY
State	NY
Zip	12303-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	P B MANOR SECT 2 LOT 35
Legal Subdivision	PINE BUSH MANOR
Legal Block	2
Legal Lot Number	37.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1009
Census Tract	14616

Owner

1451 Rocco Dr is owned and occupied by an individual who bought it in March 2021.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1451 ROCCO DR, SCHENECTADY, NY 12303-5112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit CHEMUNG CANAL TRUST CO
Jul 25, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2021 · Amount on File
Deed Sale	Mar 29, 2021 · Amount on File
Prior Sale	Jan 16, 2013 · Amount on File
Deed Document Number	20219864
Prior Transfer Date	Jan 11, 2013
Prior Transfer Doc	0030560264
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1451 ROCCO DR, SCHENECTADY, NY 12303-5112
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 ROCCO DR, SCHENECTADY, NY 12303-5112

Mortgage

Document Number	0000000068
Date	Jan 17, 2023
Instrument	R2023-968

Lender

Name	CHEMUNG CANAL TRUST CO
Type	Bank
Address	ELMIRA, NY 14902

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 15, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1451 ROCCO DR, SCHENECTADY, NY 12303-5112
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004781
Date	Jul 25, 2019
Instrument	R2019-14781

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1451 Rocco Dr was $7,741, up 0.1% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,741.00 (+0.08%)
2025	$7,735.00	$269,000 Land $54,000 Building $215,000	$358,667 Land $72,000 Building $286,667
2023		$269,000 (-) Land $54,000 Building $215,000	$316,471 (+7.06%) Land $63,529 Building $252,942
2022		$269,000 Land $54,000 Building $215,000	$295,604 Land $59,341 Building $236,263
2021	$6,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1451 Rocco Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1451 Rocco Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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