1451 Mill Rd, Moss, TN 38575 Property Records

Clay County property record for 1451 Mill Rd, Moss, TN 38575

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,693 sqft · built 1990
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$4,000 (Sep 2021)
Tax Bill	$1,072 (2025)
Deeds & Mortgages	Nov 2021 Construction Loan Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014029 05400`

Property Details

APN / Parcel Number

Primary APN	`014029 05400`
Alternative APN	`029 05400`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,693 sqft
Basement Area	1,693 sqft
Unfinished Basement	1,693 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	320 sqft
Porch	Slab
Porch Area	742 sqft
Canopy	1 sqft
Pole Barn	2,000 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1451 MILL RD
City	MOSS
State	TN
Zip	38575-6518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R01
Jurisdiction	CLAY TN
Township / Civil Division	1
Census Block Group	3
Census Block	3030
Census Tract	955000

Owner

Source: Clay County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1451 MILL RD, MOSS, TN 38575-6518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Intrafamily Transfer, Transfer · Construction Mortgage FARM CREDIT MID AMERICA FLCA
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF CELINA
Sep 30, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Nov 27, 2006 · Amount on Record
Deed Document Number	20211391
Deed Book / Page	118 / 371
Last Transfer Date	Nov 22, 2021
Transfer Doc	0WD119/106
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY TN
Recording Date	Nov 22, 2021
Property Address	1451 MILL RD, MOSS, TN 38575-6518
Document Number	WD119/106
Book / Page	WD119 / 106
Instrument Date	Nov 22, 2021
Instrument	21001684
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1451 MILL RD, 1451, MOSS, TN 38575-6518

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21001685
Date	Nov 22, 2021
Instrument	21001685

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	1451 MILL RD, MOSS, TN 38575-6518
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	TD146/639
Date	Dec 28, 2017
Book Page	TD146/639
Instrument	17001380

Lender

Name	BANK OF CELINA
Address	CELINA, TN 38551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 15, 2028

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Sep 30, 2021
Property Address	1451 MILL RD, MOSS, TN 38575-6518
Document Number	WD118/371
Book / Page	WD118 / 371
Instrument Date	Sep 28, 2021
Instrument	21001391
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount Recorded
Tax	$14.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 MILL RD, MOSS, TN 38575-6518

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,072.00	$41,225 (-) Land $2,650 Building $38,575
2023		$41,225 (-) Land $2,650 Building $38,575
2022	$1,072.00	$41,225 Land $2,650 Building $38,575	$164,900 Land $10,600 Building $154,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST CLAY COUNTY UTILITY serves 4,437 people · EPA ID TN0000573
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Telephone Cooperative Fiber	8,000 / 8,000

Cell Coverage

4G LTE only, no 5G reported

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