Osceola County property record for 1451 Grassland Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 5.5 ba · 3,713 sqft · built 2021 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $481,323 (Jul 2021) |
| Tax Bill | $712 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-25-31-5524-0001-0930 |
| Primary APN | 16-25-31-5524-0001-0930 |
|---|---|
| Alternative APN |
|
| Full Baths | 5.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,713 sqft Living Area |
| Gross Area | 4,212 sqft |
| 1st Floor Area | 2,045 sqft |
| Flooring | Tile |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Finished/Open Porch |
| Heating System | Central |
|---|
| Street Address | 1451 GRASSLAND AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIREGRASS PH 1 PB 29 PGS 73-78 LOT 93 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 16 |
| Legal Subdivision | WIREGRASS PHS 1 |
| Legal Phase | 1 |
| Legal Lot Number | 93 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 43700 |
1451 Grassland Ave is owned and occupied by two individuals who bought it in July 2021.
Source: Osceola County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1451 GRASSLAND AVE, SAINT CLOUD, FL 34771-7639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Aug 31, 2022 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Jul 23, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2021 · Amount on File |
| Deed Sale | Jul 23, 2021 · Amount on File |
| Deed Document Number | 2021114236 |
| Deed Book / Page | 6008 / 923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 2, 2026 |
| Property Address | 1451 GRASSLAND AVE, SAINT CLOUD, FL 34771-7639 |
| Document Number | 0000071401 |
| Book / Page | 6980 / 520 |
| Instrument Date | May 23, 2026 |
| Instrument | 202671401 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1451 GRASSLAND AVE, SAINT CLOUD, FL 34771-7639 |
| Document Number | 0000071401, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 6980/520 |
| Instrument | 202671401 |
| Name | NEWREZ LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1451 GRASSLAND AVE, SAINT CLOUD, FL 34771-7639 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1451 GRASSLAND AVE, SAINT CLOUD, FL 34771-7639 |
| Document Number | 0062780818 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 6278/818 |
| Instrument | 2022133063 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 23, 2021 |
| Property Address | 1451 GRASSLAND AVE, SAINT CLOUD, FL 34771-7639 |
| Document Number | 0060080923 |
| Book / Page | 6008 / 923 |
| Map Reference | MB 29 PG 73-78 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021114236 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,369.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6900 TAVISTOCK LAKES BLVD STE 200, 200, ORLANDO, FL 32827-7591 |
| Name | Verified Name |
|---|---|
| Address | 1451 GRASSLAND AVE, SAINT CLOUD, FL 34771-7639 |
| Document Number | 0006008925 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 6008/925 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 1451 Grassland Ave was $712 with exemptions applied.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 Homeowner's exemption Veteran's exemption | $465,376 | $485,800 Land $78,800 Building $407,000 |
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $439,089 (+3%) | $477,200 (+11.94%) Land $78,800 Building $398,400 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $426,300 Land $57,800 Building $368,500 | $426,300 Land $57,800 Building $368,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1451 Grassland Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1451 Grassland Ave is high, ranking above 79% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: CenturyLink, Xfinity.
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