1451 Cutters Ln, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 1451 Cutters Ln, Eagan, MN 55122 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,438 sqft · built 1989
Lot Size	0.294 acres (12,808 sqft)
Owner	2 Individual Names on File
Last Sale	$517,000 (May 2025)
Tax Bill	$5,408 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-19102-01-010`

Property Details

APN / Parcel Number

Primary APN	`10-19102-01-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,438 sqft Living Area
Gross Area	2,966 sqft
1st Floor Area	1,418 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Split Level
Construction Type	Wood
Lot Area	12,808 sqft (0.294 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1451 CUTTERS LN
City	SAINT PAUL
State	MN
Zip	55122-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUTTERS RIDGE 3RD ADD 1 1
Legal Subdivision	CUTTERS RIDGE 3RD ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	3
Census Block	3009
Census Tract	60729

Owner

Source: Dakota County records · APN 10-19102-01-010

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1451 CUTTERS LN, SAINT PAUL, MN 55122-3800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 08, 2025	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2025 · Amount on Record
Deed Sale	May 08, 2025 · Amount on Record
Deed Document Number	20253674762
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	May 08, 2025
Property Address	1451 CUTTERS LN, EAGAN, MN 55122-3800
Document Number	0003674762
Instrument Date	Apr 30, 2025
Instrument	3674762
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,706.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1451 CUTTERS LN, EAGAN, MN 55122-3800

Mortgage

Document Number	0003674763
Date	May 08, 2025
Instrument	3674763

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 01, 2032
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year T-Bill
Max Rate	11%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	1451 CUTTERS LN, EAGAN, MN 55122-3800
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003179141
Date	Feb 21, 2017
Instrument	3179141

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2037

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,408.00	$468,600 Land $129,300 Building $339,300	$468,600 Land $129,300 Building $339,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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