1451 Chase Ln, El Cajon, CA 92020 Property Records

San Diego County property record for 1451 Chase Ln, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,650 sqft · built 1986
Lot Size0.57 acres (24,829 sqft)
OwnerCompany Name on File
Last Sale$331,000 (Mar 2001)
Tax Bill$5,199 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN498-260-55-00

Property Details

APN / Parcel Number

Primary APN498-260-55-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,650 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area24,829 sqft (0.57 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1451 CHASE LN
CityEL CAJON
StateCA
Zip92020-7875
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionPAR 3 TR PM10074
Legal SubdivisionPARCEL MAP NO 10074
Legal Tract10074
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1009
Census Tract15408

Owner

1451 Chase Ln is owned by a company that acquired it in October 2012 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1451 CHASE LN, EL CAJON, CA 92020-7875
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Sep 24, 2020Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 19, 2001 · Amount on File
Deed SaleMar 19, 2001 · Amount on File
Prior SaleJul 28, 1986 · Amount on File
Deed Document Number2001157913
Last Transfer DateOct 25, 2012
Transfer Doc0000674070
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1451 CHASE LN, EL CAJON, CA 92020-7875
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address1451 CHASE LN, EL CAJON, CA 92020-7875

Mortgage

Document Number0000579357
DateAug 13, 2021
Instrument2021-0579357
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term145 Months
DueSep 1, 2033

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1451 CHASE LN, EL CAJON, CA 92020-7875
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000586853
DateDec 16, 2019
Instrument2019-0586853
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2035

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1451 CHASE LN, EL CAJON, CA 92020-7875
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1451 CHASE LN, EL CAJON, CA 92020-7875

Mortgage

Document Number0000564919
DateSep 24, 2020
Instrument2020-0564919
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueSep 30, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1451 Chase Ln was $5,199 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$456,889 (+2%) Land $171,243 Building $285,646
2025$5,199.00 Homeowner's exemption$447,932 Land $167,886 Building $280,046
2023$5,093.00 (+1.62%) Homeowner's exemption$430,540 Land $161,368 Building $269,172
2022$5,012.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1451 Chase Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1451 Chase Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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