1451 Bay St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 1451 Bay St, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,306 sqft · built 1923
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2026)
Tax Bill	$3,822 (2026)
Deeds & Mortgages	Jul 2026 Sale Feb 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:01085 P:0255`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:01085 P:0255`
Alternative APN	`10850255`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	10850255
Street Address	1451 BAY ST
City	SPRINGFIELD
State	MA
Zip	01109-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3005
Census Tract	801501

Owner

1451 Bay St is owned and occupied by an individual who bought it in July 2026.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1451 BAY ST, SPRINGFIELD, MA 01109-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Quit Claim Deed, Transfer
Feb 8, 2024	Quit Claim Deed, Transfer Quitclaim
Sep 7, 2022	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 14, 2022	Quit Claim Deed, Transfer · Commercial Mortgage GREENFIELD COOPERATIVE BANK
Nov 30, 2017	Quit Claim Deed, Transfer TODD FREEMAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Prior Sale	Sep 7, 2022 · Amount on File
Deed Document Number	202634097
Deed Book / Page	26426 / 287
Prior Transfer Date	Feb 8, 2024
Prior Transfer Doc	025315-351
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 21, 2026
Property Address	1451 BAY ST, SPRINGFIELD, MA 01109-1641
Document Number	0000034097
Book / Page	26426 / 287
Instrument Date	Jun 29, 2026
Instrument	202634097
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 BAY ST, SPRINGFIELD, MA 01109-1641

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 8, 2024
Property Address	1451 BAY ST, SPRINGFIELD, MA 01109-1641
Document Number	025315-351
Book / Page	25315 / 351
Instrument Date	Feb 8, 2024
Instrument	5602
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 VICTOR AVE, WORCESTER, MA 01603-1161

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 7, 2022
Property Address	1451 BAY ST, SPRINGFIELD, MA 01109-1641
Document Number	024715-445
Book / Page	24715 / 445
Instrument Date	Sep 7, 2022
Instrument	54226
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 BAY ST, SPRINGFIELD, MA 01109-1641
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054227
Date	Sep 7, 2022
Instrument	54227

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 14, 2022
Property Address	1451 BAY ST, SPRINGFIELD, MA 01109-1641
Document Number	024404-364
Book / Page	24404 / 364
Instrument Date	Feb 14, 2022
Instrument	9369
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 COLD SPRING AVE # B, B, WEST SPRINGFIELD, MA 01089-3465

Mortgage

Document Number	0000009370
Date	Feb 14, 2022
Instrument	9370

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Nov 30, 2017
Property Address	1451 BAY ST, SPRINGFIELD, MA 01109-1641
Document Number	21969-175
Book / Page	021969 / 000175
Instrument Date	Nov 15, 2017
Instrument	71215
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	118 RACHAEL TER WESTFIELD MA 010851881, WESTFIELD, MA 01085-1881

Mortgage

Document Number	21969-179
Date	Nov 30, 2017
Book Page	021969/000179
Instrument	71216

Lender

Name	TODD FREEMAN

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1451 Bay St was $3,822, up 3.4% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,822.00 (+3.38%)	$247,200 (+4.83%) Land $43,000 Building $204,200	$265,769 (+4%)
2025	$3,697.00	$235,800 Land $39,000 Building $196,800	$255,550 (+11.9%)
2024			$228,380
2023	$2,902.00	$170,200 Land $29,500 Building $140,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1451 Bay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1451 Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: Aervivo.

Nearby Properties on Bay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures