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14509 Saco Lake Dr, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 14509 Saco Lake Dr, Delray Beach, FL 33446

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,703 sqft · built 2021
Lot Size0.112 acres (4,887 sqft)
Owner2 Trust Names on File
Last Sale$440,670 (May 2021)
Tax Bill$4,084 (2025)
Deeds & MortgagesOct 2025 Transfer
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN00-42-46-15-31-000-0350

Property Details

APN / Parcel Number

Primary APN00-42-46-15-31-000-0350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,703 sqft Living Area
Gross Area2,263 sqft
1st Floor Area1,703 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof MaterialConcrete
Lot Area4,887 sqft (0.112 acres)
Garage TypeAttached
Garage Area412 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address14509 SACO LAKE DR
CityDELRAY BEACH
StateFL
Zip33446-1263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionAVALON TRAILS AT VILLAGES OF ORIOLE PUD LT 35
Legal Range42E
Legal Township46S
Legal Section15
Legal SubdivisionAVALON TRAILS AT VILLAGES OF ORIOLE PUD
Legal Lot Number35
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group4
Census Block4000
Census Tract5933

Owner

14509 Saco Lake Dr is owner-occupied and held in a trust since October 2025.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record2 Trust Names on File
Mailing Address14509 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 12, 2021Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2021 · Amount on File
Deed SaleMay 12, 2021 · Amount on File
Deed Document Number2021217270
Deed Book / Page32473 / 1484
Last Transfer DateOct 14, 2025
Transfer Doc0360681402
Record UpdatedJun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPALM BEACH FL
Recording DateOct 16, 2025
Property Address14509 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
Document Number0360681402
Book / Page36068 / 1402
Map ReferenceMB 128 PG 76
Instrument DateOct 14, 2025
Instrument20250367494
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14509 SACO LAKE DR, DELRAY BEACH, FL 33446-1263

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address14509 SACO LAKE DR, DELRAY BEACH, FL 33446-1263

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateMay 12, 2021
Property Address14509 SACO LAKE DR, DELRAY BEACH, FL 33446-1263
Document Number0324731484
Book / Page32473 / 1484
Map ReferenceMB 128 PG 76
Instrument DateMay 6, 2021
Instrument20210217270
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 15, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
Tax$3,084.90
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8895 N MILITARY TRL # TRL101B, TRL101B, WEST PALM BEACH, FL 33410-6220

Transferred To (Grantee/Buyer)

NameVerified Name
Address14509 SACO LAKE DR, DELRAY BEACH, FL 33446-1263

Tax Assessment & Valuation

The 2025 property tax bill for 14509 Saco Lake Dr was $4,084, up 3.3% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,084.00 (+3.26%)$263,115 (+2.9%)$473,830 (-14.46%) Land $120,000 Building $353,830
2024$3,955.00 (+2.7%) Homeowner's exemption$255,700 (+3%)$553,920 (+17.82%) Land $122,000 Building $431,920
2023$3,851.00 (+1.13%) Homeowner's exemption$248,252 (+3%)$470,151 (+24.54%) Land $121,541 Building $348,610
2022$3,808.00 Homeowner's exemption$241,021$377,519 Land $91,000 Building $286,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14509 Saco Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14509 Saco Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL in parts of the area		100 / 20

May also be available: Blue Stream, T-Mobile, Xfinity.

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