Hamilton County property record for 14509 Baldwin Ln, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,033 sqft · built 2000 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $348,183 (Jul 2026) |
| Tax Bill | $4,944 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-22-101-058.000-018 |
| Primary APN | 29-09-22-101-058.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,033 sqft Living Area |
| Gross Area | 4,539 sqft |
| 1st Floor Area | 4,048 sqft |
| 2nd Floor Area | 1,421 sqft |
| Attic | Attic |
| Attic Area | 738 sqft |
| Basement Area | 1,306 sqft |
| Finished Basement | 1,306 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 111 ft deep x 60.1 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 14509 BALDWIN LN |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-7735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .15, SECTION 22, TOWNSHIP 18, RANGE 3, BROOKSTONE PARK OF CARMEL, SECTION 1, LOT 58, IRREGULAR SHAPE |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 22 |
| Legal Subdivision | BROOKSTONE PARK OF CARMEL SECTION 1 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 110909 |
Source: Hamilton County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14509 BALDWIN LN, CARMEL, IN 46032-7735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 9, 2026 | Warranty Deed, Transfer · VA Mortgage E HOME LOANS |
| Dec 27, 2021 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| May 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU |
| Aug 31, 2022 | Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU |
| Dec 14, 2017 | Warranty Deed, Transfer · ARM INDIANA UNIVERSITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2026 · Amount on Record |
| Deed Sale | Jul 9, 2026 · Amount on Record |
| Prior Sale | Dec 14, 2017 · Amount on Record |
| Deed Document Number | 202630750 |
| Prior Transfer Date | Aug 31, 2000 |
| Prior Transfer Doc | 0000018418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 9, 2026 |
| Property Address | 14509 BALDWIN LN, CARMEL, IN 46032-7735 |
| Document Number | 0000030750 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202630750 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14509 BALDWIN LN, CARMEL, IN 46032-7735 |
| Document Number | 0000030751, |
|---|---|
| Date | Jul 9, 2026 |
| Instrument | 202630751 |
| Name | E HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14509 BALDWIN LN, CARMEL, IN 46032-7735 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000092171 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 2021092171 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 16, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14509 BALDWIN LN, CARMEL, IN 46032-7735 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000023059 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2022023059 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 14509 BALDWIN LN, CARMEL, IN 46032-7735 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000043234 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2022043234 |
| Name | ELEMENTS FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | INDIANAPOLIS, IN 46202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Dec 14, 2017 |
| Property Address | 14509 BALDWIN LN, CARMEL, IN 46032-7735 |
| Document Number | 2017061436 |
| Map Reference | DOC200040082 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 2017061436 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 14509 BALDWIN LN, CARMEL, IN 46032-7735 |
| Document Number | 2017061437 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 2017061437 |
| Name | INDIANA UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 8% |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $482,400 (+8.65%) Land $100,100 Building $382,300 | $482,400 (+8.65%) Land $100,100 Building $382,300 | |
| 2024 | $4,944.00 (+3.22%) | $444,000 (-) Land $100,100 Building $343,900 | $444,000 (-) Land $100,100 Building $343,900 |
| 2023 | $4,790.00 (+4.4%) Homeowner's exemption | $444,000 (+10.01%) Land $100,100 Building $343,900 | $444,000 (+10.01%) Land $100,100 Building $343,900 |
| 2022 | $4,588.00 Homeowner's exemption | $403,600 Land $66,700 Building $336,900 | $403,600 Land $66,700 Building $336,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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