14506 Oldham Acres Rd, Prospect, KY 40059 Property Records

Oldham County property record for 14506 Oldham Acres Rd, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1990
Lot Size	0.812 acres (35,371 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Aug 2017)
Tax Bill	$3,556 (2025)
Deeds & Mortgages	Nov 2025 Transfer Mar 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`01-01B-02-26THRU29`

Property Details

APN / Parcel Number

Primary APN	`01-01B-02-26THRU29`
Alternative APN	`57803`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Basement Area	1,476 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	35,371 sqft (0.812 acres)
Garage Type	Basement
Garage Area	568 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	57803
Street Address	14506 OLDHAM ACRES RD
City	PROSPECT
State	KY
Zip	40059-9146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & .812AC
Legal Subdivision	OLDHAM ACRES
Legal Block	SEC 2
Jurisdiction	OLDHAM KY
Township / Civil Division	PEWEE VALLEY
Census Block Group	1
Census Block	1003
Census Tract	30801

Owner

Source: Oldham County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4838 W EL SEGUNDO BLVD, B, HAWTHORNE, CA 90250-1033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Intrafamily Transfer, Transfer
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit L&N FCU
Aug 7, 2017	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Aug 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2017 · Amount on Record
Deed Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	2017528320
Deed Book / Page	1168 / 227
Last Transfer Date	Nov 13, 2025
Transfer Doc	0D1427/508
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLDHAM KY
Recording Date	Nov 25, 2025
Property Address	14506 OLDHAM ACRES RD, PROSPECT, KY 40059-9146
Document Number	0D1427/508
Book / Page	D1427 / 508
Map Reference	MB 66 PG 626&627
Instrument Date	Nov 13, 2025
Instrument	837670
Transaction Type	Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 HOGE ST, CINCINNATI, OH 45226-1177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4838 W EL SEGUNDO BLVD UNIT B, B, HAWTHORNE, CA 90250-1033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	14506 OLDHAM ACRES RD, PROSPECT, KY 40059-9146
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2499/199
Date	Mar 10, 2021
Book Page	M2499/199
Instrument	625342

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	14506 OLDHAM ACRES RD, PROSPECT, KY 40059-9146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2254/623
Date	Apr 5, 2017
Book Page	M2254/623
Instrument	523460

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	384 Months
Due	Apr 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	14506 OLDHAM ACRES RD, PROSPECT, KY 40059-9146
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 528321
Date	Aug 7, 2017
Book Page	M2271/905
Instrument	528321

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Aug 7, 2017
Property Address	14506 OLDHAM ACRES RD, PROSPECT, KY 40059-9146
Document Number	D1168/227
Book / Page	D1168 / 227
Map Reference	DD66 PG626&627
Instrument Date	Jul 27, 2017
Instrument	528320
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 PRESIDENTIAL PL, 917, JEFFERSONVILLE, IN 47130-5554

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	14506 OLDHAM ACRES RD, PROSPECT, KY 40059-9146

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,556.00 (+0.08%)	$285,000 (-) Land $35,000 Building $250,000	$285,000 (-) Land $35,000 Building $250,000
2024	$3,553.00 (+22.9%)	$285,000 (+23.91%) Land $35,000 Building $250,000	$285,000 (+23.91%) Land $35,000 Building $250,000
2023	$2,891.00	$230,000 Land $30,000 Building $200,000	$230,000 Land $30,000 Building $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 93 policies
Nearby Flood Policies	93 in force
Nearby Flood Claims	776 (1978–2025)
Claims Outside the SFHA	47 of 776
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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