14505 Spellman Ct, Spring Hill, FL 34610 Property Records

Pasco County property record for 14505 Spellman Ct, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,520 sqft · built 1976
Lot Size	2.37 acres (103,216 sqft)
Owner	2 Individual Names on File
Last Sale	$419,900 (Jun 2023)
Tax Bill	$209 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-24-17-0010-00001-1000`

Property Details

APN / Parcel Number

Primary APN	`02-24-17-0010-00001-1000`
Alternative APNs	`1724020010000011000` `1107901`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,260 sqft
Upper Floors Area	900 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	103,216 sqft (2.37 acres)
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Florida Room
Porch Area	600 sqft
Deck Area	Deck Area
Patio Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	14505 SPELLMAN CT
City	SPRING HILL
State	FL
Zip	34610-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	HIGHLANDS UNREC PLAT LOT 1100 DESC AS COM AT NE COR OF NW1/4 OF NW1/4 OF SEC TH N89DEG5729 E 585.00 FT TH S00DEG3941E 990.00 FT TH N89DEG5729E 670.10 FT FOR POB TH N89DEG 5729E 231.70 FT TH N00DEG41 W 445.50 FT TH S89DEG5729W 231.70 FT TH S00DEG3941E
Legal Range	17E
Legal Township	24S
Legal Section	02
Legal Subdivision	HIGHLANDS
Legal Tract	10
Legal Block	1
Legal Lot Number	1100
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	1
Census Block	1001
Census Tract	31805

Owner

14505 Spellman Ct is owned and occupied by two individuals who bought it in June 2023.

Source: Pasco County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14505 SPELLMAN CT, SPRING HILL, FL 34610-1032
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 21, 2021	Warranty Deed, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage JESSE C DREHER INC
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage RAZD 14 INC
Jul 23, 2019	Warranty Deed, Transfer TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on File
Deed Sale	Jun 22, 2023 · Amount on File
Prior Sale	Sep 21, 2021 · Amount on File
Deed Document Number	2023112299
Deed Book / Page	10840 / 2438
Prior Transfer Date	Mar 22, 2005
Prior Transfer Doc	0063191168
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 22, 2023
Property Address	14505 SPELLMAN CT, SPRING HILL, FL 34610-1032
Document Number	0108402438
Book / Page	10840 / 2438
Instrument Date	Jun 20, 2023
Instrument	2023112299
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	KLEER TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,939.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51 OLEAN ST, BOLIVAR, NY 14715-1301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14505 SPELLMAN CT, SPRING HILL, FL 34610-1032

Mortgage

Document Number	0108402442
Date	Jun 22, 2023
Instrument	10840/2442

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Sep 21, 2021
Property Address	14505 SPELLMAN CT, SPRING HILL, FL 34610-1032
Document Number	0104422687
Book / Page	10442 / 2687
Instrument Date	Aug 31, 2021
Instrument	2021200578
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	TRIAD NATIONAL TITLE LLC, TIAGO NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1320 SE 47TH ST, 1320, CAPE CORAL, FL 33904-9636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14505 SPELLMAN CT, SPRING HILL, FL 34610-1032

Mortgage

Document Number	104422689
Date	Sep 21, 2021
Instrument	10442/2689

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	14505 SPELLMAN CT, SPRING HILL, FL 34610-1032
Document Number	0102120211
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1320 SE 47TH ST CAPE CORAL FL 339049636, CAPE CORAL, FL 33904-9636

Mortgage

Document Number	0102120211
Date	Nov 6, 2020
Book Page	010212/000211
Instrument	188882

Lender

Name	JESSE C DREHER INC
Address	2947 NW 87TH WAY, PEMBROKE PINES, FL 33024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	14505 SPELLMAN CT, SPRING HILL, FL 34610-1032
Document Number	0099761729
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2036 SE 28TH TER CAPE CORAL FL 339044035, CAPE CORAL, FL 33904-4035

Mortgage

Document Number	0099761729
Date	Sep 19, 2019
Book Page	009976/001729
Instrument	161052

Lender

Name	RAZD 14 INC
Address	3727 W MAGNOLIA BLVD # 145, BURBANK, CA 91505-2818

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 23, 2019
Property Address	14505 SPELLMAN CT, SPRING HILL, FL 34610-1032
Document Number	0099423780
Book / Page	009942 / 003780
Instrument Date	Jul 17, 2019
Instrument	122955
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$1,295.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2326 DEL PRADO BLVD S CAPE CORAL FL 339906628, CAPE CORAL, FL 33990-6628

Tax Assessment & Valuation

The 2025 property tax bill for 14505 Spellman Ct was $209 with a homeowner's exemption, up 3.5% from the year before.

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,567 (-1.28%) Land $58,645 Building $265,922	$324,567 (-1.28%) Land $58,645 Building $265,922
2025	$209.00 (+3.47%) Homeowner's exemption	$328,776 Land $58,645 Building $270,131	$328,776 Land $58,645 Building $270,131
2024	$202.00 (-95.98%)
2023	$5,029.00 (+3.75%)	$286,514 (-3.53%) Land $58,645 Building $227,869	$286,514 (-3.53%) Land $58,645 Building $227,869
2022	$4,847.00	$297,012 Land $50,478 Building $246,534	$297,012 Land $50,478 Building $246,534

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14505 Spellman Ct in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	23 (1979–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14505 Spellman Ct is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Open Infra.

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