14505 Phillips Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 14505 Phillips Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,743 sqft · built 1999
Lot Size	0.393 acres (17,119 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Mar 2016)
Tax Bill	$2,609 (2024)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-254-09`

Property Details

APN / Parcel Number

Primary APN	`215-254-09`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,743 sqft Living Area
Gross Area	2,275 sqft
1st Floor Area	831 sqft
Upper Floors Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,119 sqft (0.393 acres)
Garage Type	Attached
Garage Area	532 sqft
Porch	Finished/Open Porch
Porch Area	23 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14505 PHILLIPS RD
City	MATTHEWS
State	NC
Zip	28105-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L2 M33-741
Legal Subdivision	PHILLIPS TRACE
Legal Block	4
Legal Lot Number	2
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	2
Census Block	2015
Census Tract	5712

Owner

Source: Mecklenburg County records · APN 215-254-09

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14505 PHILLIPS RD, MATTHEWS, NC 28105-4022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2016 · Amount on Record
Deed Sale	Mar 28, 2016 · Amount on Record
Prior Sale	Apr 21, 2006 · Amount on Record
Deed Document Number	201634645
Deed Book / Page	30691 / 732
Last Transfer Date	Dec 18, 2023
Transfer Doc	0000104911
Record Updated	Sep 20, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 26, 2020
Property Address	14505 PHILLIPS RD, MATTHEWS, NC 28105-4022
Document Number	0000095630
Book / Page	034737 / 000171
Instrument Date	Jun 22, 2020
Instrument	95630
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	CHURCHILL TITLE SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14505 PHILLIPS RD MATTHEWS NC 281054022, MATTHEWS, NC 28105-4022

Mortgage

Document Number	95631
Date	Jun 26, 2020
Book Page	034737/000174
Instrument	95631

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$341,500 Land $72,000 Building $269,500	$341,500 Land $72,000 Building $269,500
2024	$2,609.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2015 · other causes

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Uniti Group DSL	200 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 203 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHARLOTTE WATER serves 1,206,285 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.