14504 E 7th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 14504 E 7th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,954 sqft · built 1971
Lot Size	0.37 acres (16,131 sqft)
Owner	2 Individual Names on File
Last Sale	$409,000 (Sep 2023)
Tax Bill	$3,887 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45232.0907`

Property Details

APN / Parcel Number

Primary APN	`45232.0907`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,954 sqft Living Area
Gross Area	2,434 sqft
1st Floor Area	994 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,131 sqft (0.37 acres)
Lot Dimensions	146 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	156 sqft
Patio Area	156 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	14504 E 7TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	VERA TERRACE ADD LT 7 BLK 2 AND VAC CALVIN RD ADJ TO
Legal Range	44E
Legal Township	25N
Legal Section	23
Legal Subdivision	VERA TERRACE ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2014
Census Tract	12902

Owner

14504 E 7th Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14504 E 7TH AVE, SPOKANE VALLEY, WA 99216-2117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · FHA Mortgage AXIA FINANCIAL LLC
May 1, 2019	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023 · Amount on File
Deed Sale	Sep 21, 2023 · Amount on File
Deed Document Number	20237309342
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 21, 2023
Property Address	14504 E 7TH AVE, SPOKANE VALLEY, WA 99216-2117
Document Number	0007309342
Map Reference	VOL 9 PG 19
Instrument Date	Sep 20, 2023
Instrument	7309342
Transaction Type	Transfer
Record Updated	Oct 18, 2023
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,549.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14504 E 7TH AVE, SPOKANE VALLEY, WA 99216-2117

Mortgage

Document Number	0007309343
Date	Sep 21, 2023
Instrument	7309343

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Mortgage

Document Number	0007309344
Date	Sep 21, 2023
Instrument	7309344

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	14504 E 7TH AVE, SPOKANE VALLEY, WA 99216-2117
Document Number	0006804480
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14504 E 7TH AVE SPOKANE VALLEY WA 992162117, SPOKANE VALLEY, WA 99216-2117

Mortgage

Document Number	0006804480
Date	May 13, 2019
Instrument	6804480

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 12, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14504 E 7th Ave was $3,887, down 3.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,887.00 (-3.38%)	$368,600 Land $120,000 Building $248,600	$368,600 Land $120,000 Building $248,600
2025	$4,023.00
2024		$357,000 (+21.06%) Land $80,000 Building $277,000	$357,000 (+21.06%) Land $80,000 Building $277,000
2023	$3,420.00 (-0.7%)	$294,900 Land $70,000 Building $224,900	$294,900 Land $70,000 Building $224,900
2022	$3,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14504 E 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 14504 E 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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